8-K 1 form8k-55162_provident.txt SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 23, 2003 PROVIDENT BANCORP, INC. ----------------------- (Exact Name of Registrant as Specified in Charter) United States of America 0-25233 06-1537499 ------------------------ ------- ---------- (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 400 Rella Boulevard, Montebello, New York 10901 ----------------------------------------- ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (845) 369-8040 --------------- Not Applicable -------------- (Former name or former address, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits ------------------------------------------------------------------- The Index of Exhibits immediately precedes the attached exhibits. Item 12. Results of Operations and Financial Condition ---------------------------------------------- On October 23, 2003, the Company issued a press release regarding its earnings for the fiscal year ended September 30, 2003. The press release is included as Exhibit 99 to this report. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. PROVIDENT BANCORP, INC. DATE: October 27, 2003 By: /s/ Paul A. Maisch ------------------------------- Paul A. Maisch Senior Vice President and Chief Financial Officer EXHIBIT INDEX The following exhibits are filed as part of this report: Exhibit No. Description ----------- ----------- 99 Press Release of Provident Bancorp, Inc. EXHIBIT 99 PRESS RELEASE OF PROVIDENT BANCORP, INC.