8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report: October 20, 2015

(Date of earliest event reported)

FEDERATED NATIONAL HOLDING COMPANY

(Exact name of registrant as specified in its charter)

Florida	0-2500111	65-0248866
(State or other jurisdiction of incorporation)	(Commission  File Number)	(I.R.S. Employer Identification No.)

14050 N.W. 14th Street, Suite 180
Sunrise, FL	33323
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code:  (800) 293-2532

NOT APPLICABLE

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events.

On October 20, 2015, the Florida Office of Insurance Regulation (the “Florida OIR”) approved the filing made by Federated National Insurance Company, the wholly owned insurance subsidiary of Federated National Holding Company (the “Company”), to comply with the cease and desist order dated May 19, 2015.  On October 21, 2015, the Florida OIR rescinded the cease and desist order based upon its approval of the Company’s filing.

A copy of the final order is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits.

(c)	Exhibits.
99.1	Final Order dated October 21, 2015 from the Florida Office of Insurance Regulation to Federated National Insurance Company.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FEDERATED NATIONAL HOLDING COMPANY
Date:  October 26, 2015	By: /s/ Peter J. Prygelski, III
	Name: Peter J. Prygelski, III
	Title: Chief Financial Officer (Principal Accounting and Financial Officer)

Exhibit No.	Exhibit Title
99.1	Final Order dated October 21, 2015 from the Florida Office of Insurance Regulation to Federated National Insurance Company.

EX-99.1

Exhibit 99.1

FILED OCT 21 2015

OFFICE OF INSURANCE REGULATION

KEVIN M. McCARTY

Commissioner

IN THE MATTER OF:

Federated National Insurance Company	CASE NO.: 172246-15
/

FINAL ORDER

THIS MATTER came on before the undersigned Insurance Commissioner of the State of Florida for consideration and final agency action, who having considered the record in this case and being fully advised of the premises, finds and orders as follows:

I.  The OFFICE has jurisdiction over the subject matter of and parties to this proceeding.

2.  FEDERATED is a domestic property and casualty insurer authorized to transact insurance business in Florida.

3.  The OFFICE conducted an investigation into FEDERATED's activities pursuant to Section 624.307, Florida Statutes. As a result of the investigation, the OFFICE determined that FEDERATED was using an underwriting process that included the use of an unfiled model in its underwriting and premium determination.

4.  A Cease and Desist Order was issued on May 19, 2015, requiring FEDERATED to cease and desist from using the unfiled model.

5.  FEDERATED reported to the OFFICE that it had discontinued use of the unfiled model as of June 5, 2015.

6.  On October 14, 2015, FEDERATED submitted filing FCP 15-20831.

7.  The OFFICE approved the filing on October 20, 2015.

8.  Based on the findings herein, the OFFICE hereby rescinds the Cease and Desist Order issued May 19, 2015.

DONE AND ORDERED this 21^st day of October, 2015.

	/s/ Kevin M. McCarty
	Commissioner Office of Insurance Regulation

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NOTICE OF RIGHTS

Any party to these proceedings adversely affected by this Order is entitled to seek review of this Order pursuant to Section 120.68, Florida Statutes, and Rule 9.110, Fla. R. App. P. Review proceedings must be instituted by filing a petition or notice of appeal with the General Counsel, for the OFFICE of Insurance Regulation, acting as the Agency Clerk, at 612 Larson Building, Tallahassee, Florida, 32399 and filing a copy of the same with the appropriate District Court of Appeal within thirty (30) days of rendition of this Order.

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CERTIFICATE OF SERVICE

I HEREBY CERTIFY that on this 21stday of October 2015, a true and correct copy of the foregoing Final Order has been sent to Wes Strickland, Counsel for Federated National Insurance Company, via electronic mail to wstrickland@colodnyfass.com and via Certified Mail to:

Federated National Insurance Company

14050 Northwest 14th Street

Sunrise, FL 33323

/s/ Monica T. Ross

Monica T. Ross

Fla. Bar No.: 0056988

Assistant General Counsel

Office of Insurance Regulation

200 East Gaines Street

Tallahassee, Florida 32399-4206

Telephone: 850-413-4159

Facsimile: 850-922-2543

monica.ross@floir.com

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