The 2014-2015 private reinsurance companies and their respective A.M. Best Company (“A.M. Best”) and S&P ratings are listed in the table as follows.

	Reinsurer	A.M. Best Rating			S&P Rating

UNITED STATES
	American Agricultural Insurance Company		A-			NR
	American Standard Insurance Company of Wisconsin		A			NR
	AIG (National Union Fire Insurance Company of Pittsburgh, PA)		A			A+
	Everest Reinsurance Company		A+			A+
	Odyssey Reinsurance Company		A			A-
	QBE Reinsurance Corporation		A			A+
	RLI Insurance Company		A+			A+
	Transatlantic Reinsurance Company		A			A+

BERMUDA
	ACE Tempest Reinsurance Limited		A++			AA-
	Allied World Assurance Company, Limited		A			A
	Arch Reinsurance Limited		A+			A+
	Argo Reinsurance Limited		A			NR
	Ariel Reinsurance Bermuda Ltd for and on Behalf of Ariel Syndicate 1910 (ARE)		A-			A+
	Aspen Bermuda Limited		A			A
	AXIS Specialty Limited		A+			A+
	BGS Services (Bermuda) Limited/Lloyds Syndicate 2987		A			A+
	DaVinci Reinsurance Ltd		A			AA-
	Endurance Specialty Insurance Limited		A			A
	Hamilton Re, Limited		A-			NR
	Hiscox Insurance Company (Bermuda) Limited		A			NR
	Partner Reinsurance Company Limited		A+			A+
	Platinum Underwriters Bermuda Limited		A			A-
	Renaissance Reinsurance, Limited		A+			AA-
	Securis Re III Limited Bermuda		NR	*	**	NR
	Securis Re IV Limited Bermuda		NR	*	**	NR
	Tokio Millennium Re AG, Bermuda Branch		A++			AA-
	XL RE Limited		A			A+

UNITED KINGDOM
	A.F. Beazley Syndicate No. 623 (AFB)		A			A+
	A.F. Beazley Syndicate No. 2623 (AFB)		A			A+
	Amlin Syndicate No. 2001 (AML)		A			A+
	Antares Syndicate No. 1274 (AUL)		A			A+
	Ariel Syndicate No. 1910 (ARE)		A			A+
	ARK Syndicate No. 4020 (ARK)		A			A+
	Ascot Syndicate No. 1414 (ASC)		A			A+
	Barbican Syndication No. 1955 (BAR)		A			A+
	Canopius Syndicate No. 958 (CNP)		A			A+
	Canopius Syndicate No. 4444 (CNP)		A			A+
	Cathederal Syndicate No. 2010 (MMX)		A			A+
	Chaucer Syndicate No. 1084 (CSL)		A			A+
	Dale Underwriting Syndicate No. 1729 (DUW)		A			A+
	Faraday Syndicate No. 435 (FDY)		A			A+
	Hiscox Syndicate No. 0033 (HIS)		A			A+
	Kiln Syndicate No. 510 (KLN)		A			A+
	Liberty Syndicates Services Limited, Paris for and on behalf of Lloyd's Syndicate No. 4472 (LIB)		A			A+
	MAP Underwriting Syndicate No. 2791 (MAP)		A			A+
	MAP Underwriting Syndicate No. 2791 (Parallel) (MAP)		A			A+
	Novae Syndicate No. 2007 (NVA)		A			A+
	S.J.O, Catlin & Others No. 2003 (SJC)		A			A+

EUROPE
	Amlin AG, Switzerland, Bermuda Branch		A			A
	Hannover Rueck SE (obo Pillar Capital Management)		NR	*	**	NR
	Lansforsakringar Sak Forsakringsaktiebolag (publ)		NR			A
	SCOR Global P&C SE, Paris, Zurich Branch		A			A

ASIA
	China Reinsurance (Group) Corporation		A			NR
	Qatar Reinsurance Company LLC		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.

The 2013-2014 private reinsurance companies and their respective A.M. Best and S&P ratings are listed in the table as follows.

	Reinsurer	A.M. Best Rating			S&P Rating

UNITED STATES
	American Agricultural Insurance Company		A-			NR
	Everest Reinsurance Company		A+			A+
	Houston Casualty Company, UK Branch		A			A+
	Odyssey Reinsurance Company		A			A-

BERMUDA
	ACE Tempest Reinsurance Limited		A+			AA-
	Allied World Assurance Company Limited, Bermuda		A			A
	Arch Reinsurance Limited		A+			A+
	Argo Reinsurance Limited		A			NR
	Ariel Reinsurance Bermuda Ltd for and on Behalf of Ariel Syndicate 1910 (ARE)		A-			NR
	DaVinci Reinsurance Ltd		A			A+
	Endurance Specialty Insurance Limited		A			A
	JC Re Ltd. (aka Pillar Capital and fka Juniperus & Actua Re Ltd.)		NR	*	**	NR
	Partner Reinsurance Company Limited		A+			A+
	Platinum Underwriters Bermuda Limited		A			A-
	Renaissance Reinsurance Ltd		A+			AA-
	S.A.C. Re, Ltd.		A-			NR
	XL Re Limited		A			A

UNITED KINGDOM
	A.F. Beazley Syndicate No. 623 (AFB)		A			A+
	A.F. Beazley Syndicate No. 2623 (AFB)		A			A+
	Amlin Syndicate No. 2001 (AML)		A			A+
	Ariel Syndicate No. 1910 (ARE)		A			A+
	ARK Syndicate No. 3902 (NOA)		A			A+
	Ascot Syndicate No. 1414 (ASC)		A			A+
	Barbican Syndication No. 1955 (BAR)		A			A+
	Canopius Syndicate No. 958 (CNP)		A			A+
	Canopius Syndicate No. 4444 (CNP)		A			A+
	Cathederal Syndicate No. 2010 (MMX)		A			A+
	Kiln Syndicate No. 510 (KLN)		A			A+
	Liberty Syndicates Services Limited, Paris for and on behalf of Lloyd's Syndicate No. 4472 (LIB)		NR			A+
	MAP Underwriting Syndicate No. 2791 (MAP)		A			A+
	MAP Underwriting Syndicate No. 2791 (Parallel) (MAP)		A			A+
	Novae Syndicate No. 2007 (NVA)		A			A+
	Pembroke Syndicate No. 4000 (PEM)		A			A+
	Tokio Marine Kiln Syndicate No. 1880 (TMK)		A			A+

EUROPE
	Amlin Bermuda (Branch of Amlin AG)		A			A
	SCOR Global P&C SE		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.