CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flow from operating activities:
Net income	$ 37,199us-gaap_NetIncomeLoss	$ 12,727us-gaap_NetIncomeLoss	$ 4,313us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of investment premium or discount, net	4,165	1,761	1,356
Depreciation and amortization of property plant and equipment, net	149	263	195
Net realized investment gains	(4,426)us-gaap_RealizedInvestmentGainsLosses	(2,881)us-gaap_RealizedInvestmentGainsLosses	(1,072)us-gaap_RealizedInvestmentGainsLosses
Non-cash impairment recognition	0us-gaap_AssetImpairmentCharges	0us-gaap_AssetImpairmentCharges	(44)us-gaap_AssetImpairmentCharges
Recovery for credit losses, net	0us-gaap_ProvisionForOtherCreditLosses	0us-gaap_ProvisionForOtherCreditLosses	(12)us-gaap_ProvisionForOtherCreditLosses
(Recovery) provision for uncollectible premiums receivable	(5)us-gaap_ProvisionForDoubtfulAccounts	(74)us-gaap_ProvisionForDoubtfulAccounts	5us-gaap_ProvisionForDoubtfulAccounts
Non-cash compensation	1,660us-gaap_ShareBasedCompensation	293us-gaap_ShareBasedCompensation	188us-gaap_ShareBasedCompensation
Changes in operating assets and liabilities:
Premiums receivable	(4,855)	(14,317)	(2,412)
Prepaid reinsurance premiums	(46,911)	(546)	1,293
Reinsurance recoverable, net	(9,793)	761	(1,415)
Income taxes recoverable	(1,810)	39	(39)
Deferred income tax expense, net of other comprehensive income	1,245	2,188	2,350
Policy acquisition costs, net of amortization	3,098	(8,229)	(761)
Other assets	(4,037)	(536)	(552)
Contingent quota-share profit sharing	(3,500)	0	0
Unpaid losses and LAE	17,315	11,108	(10,075)
Unearned premiums	64,081	69,336	11,074
Premium deposits and customer credit balances	3,548	1,376	(347)
Income taxes payable	(2,379)	2,379	(77)
Claims payments outstanding	3,949	216	(1,942)
Accounts payable and accrued expenses	4,451	3,849	(486)
Net cash provided by operating activities	63,144	79,713	1,540
Cash flow (used) provided by investing activities:
Proceeds from sale of investment securities	87,151	106,173	90,449
Purchases of investment securities available for sale	(194,087)	(192,627)	(86,203)
Purchases of property and equipment	(969)	(629)	83
Net cash (used) provided by investing activities	(107,905)	(87,083)	4,329
Cash flow provided by financing activities:
Exercised stock options	1,555	858	128
Dividends paid	(1,672)us-gaap_PaymentsOfDividends	(1,232)us-gaap_PaymentsOfDividends	(159)us-gaap_PaymentsOfDividends
Issuance of common stock	43,110	27,879	0
Tax benefit related to non-cash compensation	479	168	100
Net cash provided by financing activities	43,472	27,673	69
Net (decrease) increase in cash and short term investments	(1,289)	20,303	5,938
Cash and short term investments at beginning of period	41,446	21,143	15,205
Cash and short term investments at end of period	40,157	41,446	21,143
Cash paid during the period for:
Income taxes	19,185us-gaap_IncomeTaxesPaid	1,870us-gaap_IncomeTaxesPaid	165us-gaap_IncomeTaxesPaid
Non-cash investing and finance activities:
Accrued dividends payable	$ 564	$ 330	$ 159

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The cash inflow associated with the aggregate amount received by the entity through sale or maturity of marketable securities (held-to-maturity or available-for-sale) during the period.

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The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.

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Amount of expense related to write-down of receivables to the amount expected to be collected. Includes, but is not limited to, accounts receivable and notes receivable.

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Amount of expense related to credit loss from transactions other than loan and lease transactions.

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The net realized gains or losses on investments during the period, not including gains or losses on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.

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The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.

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