CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Investments
Debt maturities, available for sale, at fair value	$ 247,947	$ 174,912
Debt maturities, held to maturity, at amortized cost	7,498	7,214
Equity securities, available for sale, at fair value	36,630	38,584
Total investments	292,075	220,710
Cash and short term investments	57,501	41,446
Prepaid reinsurance premiums	0	7,592
Premiums receivable, net of allowance for credit losses of $143 and $143, respectively	28,121	22,414
Reinsurance recoverable, net	2,921	2,742
Deferred policy acquisition costs	22,997	16,708
Deferred income taxes, net	0	1,006
Property, plant and equipment, net	1,457	929
Other assets	4,680	3,194
Total assets	409,752	316,741
LIABILITIES AND SHAREHOLDERS' EQUITY
Unpaid losses and LAE	71,035	61,016
Unearned premiums	178,409	128,343
Reinsurance premiums payable	7,134	0
Premiums deposits and customer credit balances	7,530	3,833
Claims payments outstanding	6,053	6,203
Income taxes payable	583	2,379
Deferred income taxes, net	566	0
Accounts payable and accrued expenses	8,060	6,473
Total liabilities	279,370	208,247
Shareholders' equity:
Common stock, $0.01 par value. Authorized 25,000,000 shares; issued and outstanding 11,141,207 and 10,901,716, respectively	111	109
Preferred stock, $0.01 par value. Authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	81,731	80,525
Accumulated other comprehensive income
Unrealized net gains on investments, available for sale	7,362	5,964
Total accumulated other comprehensive income	7,362	5,964
Retained earnings	41,178	21,896
Total shareholders' equity	130,382	108,494
Total liabilities and shareholders' equity	$ 409,752	$ 316,741