CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flow from operating activities:
Net income	$ 8,423	$ 2,335
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of investment premium or discount, net	844	337
Depreciation and amortization of property plant and equipment, net	76	53
Net realized investment gains	(1,331)	(813)
Non-cash compensation	134	48
Changes in operating assets and liabilities:
Premiums receivable	(1,537)	(4,660)
Prepaid reinsurance premiums	6,755	2,983
Reinsurance recoverable, net	33	(83)
Income taxes recoverable	0	39
Deferred income tax expense, net of other comprehensive (loss) income	(574)	1,255
Policy acquisition costs, net of amortization	(1,757)	(1,661)
Other assets	(970)	538
Unpaid losses and LAE	1,538	(2,342)
Unearned premiums	16,997	14,283
Premium deposits and customer credit balances	3,383	1,264
Income taxes payable	1,978	77
Bank overdraft	(991)	363
Accounts payable and accrued expenses	(383)	3,726
Net cash provided by operating activities	32,618	17,742
Cash flow used by investing activities:
Proceeds from sale of investment securities	20,946	44,167
Purchases of investment securities available for sale	(44,387)	(54,130)
Purchases of property and equipment	(218)	(372)
Net cash used by investing activities	(23,659)	(10,335)
Cash flow provided (used) by financing activities:
Exercised stock options	353	17
Dividends paid	(341)	(399)
Tax benefit related to non-cash compensation	72	25
Net cash provided (used) by financing activities	84	(357)
Net increase in cash and short term investments	9,043	7,050
Cash and short term investments at beginning of period	41,446	21,143
Cash and short term investments at end of period	50,489	28,193
Cash paid during the period for:
Income taxes	3,885	20
Non-cash investing and finance activities:
Accrued dividends payable	$ 336	$ 399