CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Revenue:
Gross premiums written	$ 81,102	$ 45,333
Gross premiums ceded	(3,306)	(2,834)
Net premiums written	77,796	42,499
Decrease in prepaid reinsurance premiums	(16,795)	(9,914)
Increase in unearned premiums	(16,997)	(14,286)
Net change in prepaid reinsurance premiums and unearned premiums	(33,792)	(24,200)
Net premiums earned	44,004	18,299
Commission income	954	507
Finance revenue	311	145
Direct written policy fees	1,827	1,183
Net investment income	1,007	794
Net realized investment gains	1,331	813
Other income	281	125
Total revenue	49,715	21,866
Expenses:
Losses and LAE	20,828	9,321
Operating and underwriting expenses	3,667	2,727
Salaries and wages	3,050	2,333
Amortization of deferred policy acquisition costs	8,442	3,753
Total expenses	35,987	18,134
Income before provision for income tax expense	13,728	3,732
Provision for income tax expense	5,305	1,397
Net income	$ 8,423	$ 2,335
Net income per share - basic (in dollars per share)	$ 0.77	$ 0.29
Net income per share - diluted (in dollars per share)	$ 0.74	$ 0.29
Weighted average number of common shares outstanding - basic (in shares)	10,948,646	7,982,934
Weighted average number of common shares outstanding - diluted (in shares)	11,317,458	8,126,721
Dividends paid per share (in dollars per share)	$ 0.03	$ 0.02