CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flow from operating activities:
Net income (loss)	$ 12,727	$ 4,313	$ (430)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Amortization of investment premium discount, net	1,761	1,356	1,249
Depreciation and amortization of property plant and equipment, net	263	195	168
Net realized investment gains	(2,881)	(1,072)	(2,725)
Non-cash impairment recognition	0	(44)	0
(Recovery) provision for credit losses, net	0	(12)	18
(Recovery) provision for uncollectible premiums receivable	(74)	5	(5)
Non-cash compensation	293	188	196
Changes in operating assets and liabilities:
Premiums receivable	(14,317)	(2,412)	29
Prepaid reinsurance premiums	(546)	1,293	2,076
Reinsurance recoverable, net	761	(1,415)	5,951
Income taxes recoverable	39	(39)	2,393
Deferred income tax expense, net of other comprehensive income (loss)	2,188	2,350	(912)
Policy acquisition costs, net of amortization	(8,229)	(761)	161
Other assets	(536)	(552)	(308)
Unpaid losses and LAE	11,108	(10,075)	(6,547)
Unearned premiums	69,336	11,074	797
Premium deposits and customer credit balances	1,376	(347)	441
Income taxes payable	2,379	(77)	77
Bank overdraft	216	(1,942)	498
Accounts payable and accrued expenses	3,849	(486)	956
Net cash provided by operating activities	79,713	1,540	4,083
Cash flow (used) provided by investing activities:
Proceeds from sale of investment securities	106,173	90,449	108,318
Purchases of investment securities available for sale	(192,627)	(86,203)	(113,251)
Purchases of property and equipment	(629)	83	(243)
Net cash (used) provided by investing activities	(87,083)	4,329	(5,176)
Cash flow provided by financing activities:
Exercised stock options	858	128	0
Dividends paid	(1,232)	(159)	0
Issuance of common stock	27,879	0	0
Tax benefit related to non-cash compensation	168	100	92
Net cash provided by financing activities	27,673	69	92
Net increase (decrease) in cash and short term investments	20,303	5,938	(1,001)
Cash and short term investments at beginning of period	21,143	15,205	16,206
Cash and short term investments at end of period	41,446	21,143	15,205
Cash paid during the period for:
Income taxes	1,870	165	0
Non-cash investing and finance activities:
Accrued dividends payable	$ 330	$ 159	$ 0