CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Investments
Debt maturities, available for sale, at fair value	$ 174,912	$ 101,755
Debt maturities, held to maturity, at amortized cost	7,214	7,359
Equity securities, available for sale, at fair value	38,584	20,982
Total investments	220,710	130,096
Cash and short term investments	41,446	21,143
Prepaid reinsurance premiums	7,592	7,045
Premiums receivable, net of allowance for credit losses of $143 and $69, respectively	22,414	8,023
Reinsurance recoverable, net	2,742	3,503
Deferred policy acquisition costs	16,708	8,479
Deferred income taxes, net	1,006	4,338
Income taxes receivable	0	39
Property, plant and equipment, net	929	564
Other assets	3,194	2,658
Total assets	316,741	185,888
LIABILITIES AND SHAREHOLDERS' EQUITY
Unpaid losses and LAE	61,016	49,908
Unearned premiums	128,343	59,006
Premiums deposits and customer credit balances	3,833	2,458
Bank overdraft	6,203	5,987
Income taxes payable	2,379	0
Accounts payable and accrued expenses	6,473	2,624
Total liabilities	208,247	119,983
Shareholders' equity:
Common stock, $0.01 par value. Authorized 25,000,000 shares; issued and outstanding 10,901,716 and 7,979,488, respectively	109	80
Preferred stock, $0.01 par value. Authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	80,525	51,356
Accumulated other comprehensive income
Unrealized net gains on investments, available for sale	5,964	4,067
Total accumulated other comprehensive income	5,964	4,067
Retained earnings	21,896	10,402
Total shareholders' equity	108,494	65,905
Total liabilities and shareholders' equity	$ 316,741	$ 185,888