CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenue:
Gross premiums written	$ 61,489	$ 25,338	$ 177,623	$ 89,683
Gross premiums ceded	(49,936)	(35,733)	(78,180)	(49,318)
Net premiums written	11,553	(10,395)	99,443	40,365
Increase in prepaid reinsurance premiums	29,318	22,797	29,870	13,218
(Increase) decrease in unearned premiums	(12,762)	2,686	(57,980)	(10,983)
Net change in prepaid reinsurance premiums and unearned premiums	16,556	25,483	(28,110)	2,235
Net premiums earned	28,109	15,088	71,333	42,600
Commission income	637	400	1,989	1,101
Finance revenue	241	122	584	363
Managing general agent fees	884	435	2,580	1,529
Net investment income	800	953	2,382	2,849
Net realized investment gains (losses)	780	145	2,480	(83)
Other income	466	118	618	468
Total revenue	31,917	17,261	81,966	48,827
Expenses:
Losses and LAE	14,436	8,049	36,583	20,913
Operating and underwriting expenses	3,411	2,047	10,066	6,829
Salaries and wages	2,709	2,079	7,375	6,285
Policy acquisition costs - amortization	6,576	3,983	15,370	9,712
Total expenses	27,132	16,158	69,394	43,739
Income before provision for income tax expense	4,785	1,103	12,572	5,088
Provision for income tax expense	1,504	353	4,411	1,844
Net income	$ 3,281	$ 750	$ 8,161	$ 3,244
Net income per share - basic (in dollars per share)	$ 0.41	$ 0.09	$ 1.02	$ 0.40
Net income per share - diluted (in dollars per share)	$ 0.39	$ 0.09	$ 0.99	$ 0.40
Weighted average number of common shares outstanding - basic (in shares)	8,066,773	7,948,716	8,023,505	7,947,459
Weighted average number of common shares outstanding - diluted (in shares)	8,345,924	8,042,356	8,260,435	8,008,470
Dividends paid per share (in dollars per share)	$ 0.03	$ 0	$ 0.08	$ 0