CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Revenue:
Gross premiums written	$ 70,307	$ 33,071	$ 116,134	$ 64,345
Gross premiums ceded	(25,409)	(11,727)	(28,244)	(13,585)
Net premiums written	44,898	21,344	87,890	50,760
Increase (decrease) in prepaid reinsurance premiums	10,466	269	552	(9,581)
Increase in unearned premiums	(30,932)	(6,920)	(45,218)	(13,668)
Net change in prepaid reinsurance premiums and unearned premiums	(20,466)	(6,651)	(44,666)	(23,249)
Net premiums earned	24,432	14,693	43,224	27,511
Commission income	844	396	1,351	701
Finance revenue	198	127	343	241
Managing general agent fees	1,007	561	1,697	1,095
Net investment income	788	935	1,582	1,896
Net realized investment gains (losses)	887	(218)	1,700	(228)
Other income	20	329	152	349
Total revenue	28,176	16,823	50,049	31,565
Expenses:
Losses and LAE	12,819	7,136	22,147	12,864
Operating and underwriting expenses	3,927	2,371	6,655	4,781
Salaries and wages	2,333	1,995	4,666	4,206
Policy acquisition costs - amortization	5,042	2,981	8,794	5,729
Total expenses	24,121	14,483	42,262	27,580
Income before provision for income tax expense	4,055	2,340	7,787	3,985
Provision for income tax expense	1,511	918	2,908	1,491
Net income	$ 2,544	$ 1,422	$ 4,879	$ 2,494
Net income per share - basic (in dollars per share)	$ 0.32	$ 0.18	$ 0.61	$ 0.31
Net income per share - diluted (in dollars per share)	$ 0.31	$ 0.18	$ 0.60	$ 0.31
Weighted average number of common shares outstanding - basic (in shares)	8,019,887	7,947,252	8,001,513	7,946,820
Weighted average number of common shares outstanding - diluted (in shares)	8,273,974	7,993,763	8,210,792	7,979,084
Dividends paid per share (in dollars per share)	$ 0.03	$ 0	$ 0.05	$ 0