The 2012-2013 private reinsurance companies and their respective A.M. Best Company ("A.M. Best") rating are listed in the table as follows.

	Reinsurer	A.M. Best Rating			S&P Rating


UNITED STATES
	American Agricultural Insurance Company		A-			NR
	Everest Reinsurance Company		A+			A+
	Houston Casualty Company, (UK Branch)		A+	*		AA
	Munich Reinsurance America, Inc.		A+			AA-
	Odyssey Reinsurance Company		A			A-

BERMUDA
	ACE Tempest Reinsurance Limited		A+	*		AA-
	Arch Reinsurance Limited		A+	*		A+
	Ariel Reinsurance Bermuda Limited for and on Behalf of Ariel Syndicate 1910 (ARE)		A-	*		NR
	DaVinci Reinsurance Limited		A	*		A+
	JC Re Limited (Juniperus & fka Actua Re Limited)		NR	*	**	NR
	Montpelier Reinsurance Limited		A-			A-
	Nephila (via Allianz Risk Transfer AG, Bermuda Branch)		NR			AA-
	Platinum Underwriters Bermuda Limited		A	*		A-
	Renaissance Reinsurance Limited		A+	*		AA-

UNITED KINGDOM
	Amlin Syndicate No. 2001 (AML)		A			A+
	Ariel Syndicate No. 1910 (ARE)		A	*		A+
	RK Syndicate No. 3902 (NOA)		A			A+
	Barbican Syndication No. 1955 (BAR)		A			A+
	Kiln Syndicate No. 510 (KLN)		A			A+
	Liberty Syndicates Services Limited Paris, for and on Behalf of Lloyd's Syndicate No. 4472 (LIB)		NR			A+
	MAP Underwriting Syndicate No. 2791 (Parallel) (MAP)		A			A+
	Novae Syndicate No. 2007 (NVA)		A			A+
	Tokio Marine Kiln Syndicate No. 1880 (TMK)		A			A+
	Torus Syndicate No. 1301 (TUL)		A			A+

EUROPE
	Amlin Bermuda (Branch of Amlin AG)		A			A
	SCOR Global P&C Zurich Branch		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.

The 2011-2012 private reinsurance companies and their respective A.M. Best and S&P ratings are listed in the table as follows.

	Reinsurer	A.M. Best Rating				S&P Rating

UNITED STATES
	American Agricultural Insurance Company		A-			NR
	Everest Reinsurance Company		A+			A+
	Houston Casualty Company, (UK Branch)		A+			AA
	Munich Reinsurance America, Inc.		A+			AA-
	Odyssey Reinsurance Company		A			A-
	QBE Reinsurance Corporation		A			A+

BERMUDA
	ACE Tempest Reinsurance Limited		A+	*		A+
	Arch Reinsurance Limited		A			A+
	Ariel Reinsurance Company Limited, Bermuda		A-	*		A-
	DaVinci Reinsurance Limited		A	*		A+
	D.E. Shaw Re (Bermuda) Limited		NR		**	NR
	JC Re Ltd (Juniperus & fka Actua Re Limited)		NR	*	**	NR
	Montpelier Reinsurance Limited		A-			A-
	Renaissance Reinsurance Limited		A+	*		AA-
	Torus Insurance (Bermuda) Limited		A-	*		NR

UNITED KINGDOM
	Amlin Syndicate No. 2001 (AML)		A	*		A+
	Antares Syndicate No. 1274 (AUL)		A			A+
	Arrow Syndicate No. 1910 (ARW)		A	*		A+
	Broadgate Syndicate No. 1301 (BGT)		A			A+
	Liberty Syndicates Services Limited Paris, for and on Behalf of Lloyd's Syndicate No. 4472 (LIB)		A			A+
	MAP Underwriting Syndicate No. 2791 (MAP)		A	*		A+
	Novae Syndicate No. 2007 (NVA)		A			A+

EUROPE
	Amlin Bermuda ( Branch of Amlin AG)		A			A
	Flagstone Reassurance Suisse SA		A-			NR
	Lansforsakringar Sak Forsakringsaktiebolag (publ)		NR-5			A
	SCOR Global P&C Zurich Branch		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.