REINSURANCE (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Premiums written [Abstract]
Direct and Assumed	$ 119,459,000	$ 98,269,000	$ 96,410,000
Ceded	(51,085,000)	(46,293,000)	(52,963,000)
Net premiums written	68,374,000	51,976,000	43,447,000
Premiums earned [Abstract]
Direct and Assumed	109,312,000	97,473,000	100,131,000
Ceded	(49,953,000)	(48,950,000)	(55,071,000)
Net premiums earned	59,359,000	48,523,000	45,060,000
Losses and LAE incurred [Abstract]
Direct and Assumed	33,329,000	33,055,000	42,723,000
Ceded	(3,120,000)	(2,159,000)	(2,635,000)
Losses and LAE incurred, net	30,209,000	30,896,000	40,088,000
Unpaid losses and LAE, net [Abstract]
Direct and Assumed	49,908,000	59,983,000	66,529,000	70,610,000
Ceded	(3,503,000)	(2,087,000)
Unpaid losses and LAE, net	46,405,000	57,896,000
Unearned premiums [Abstract]
Direct and Assumed	59,006,000	47,933,000
Ceded	(24,083,000)	(22,024,000)
Unearned premiums, net	34,923,000	25,909,000
Fully funded trust agreements	4,800,000
Minimum number of days fully funded trust agreements can be drawn on for the amounts remain unpaid	120 days
Reinsurance Treaties [Line Items]
Unpaid losses and LAE	(46,405,000)	(57,896,000)
Transatlantic Reinsurance Company [Member]
Unpaid losses and LAE, net [Abstract]
Unpaid losses and LAE, net	(62,000)	(113,000)
Reinsurance Treaties [Line Items]
Reinsurance (payable) recoverable on paid losses and LAE	8,000	(23,000)
Unpaid losses and LAE	62,000	113,000
Net reinsurance and unpaid losses and loss adjustment expense	$ 70,000	$ 90,000