Organization and Business (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Basis of Presentation [Abstract]
Number of independent agents			3,000
Number of agents that actively sell and service the entity's products			600
Policy premium of commercial habitation book of business			$ 200,000
Percentage of entire homeowners' book the entity agreed to reduce its homeowners' policies (in hundredths)			40.00%
Dollar limit of new policy premiums per month			500,000
Percentage of homeowners' policies located within Tri-County Area (in hundredths)			22.80%
Percentage of gross written premium the managing general agency fees are traditionally (in hundredths)			6.00%
Percentage of gross written premiums the managing general agency fees will not exceed (in hundredths)			4.00%
Percentage of gross written premium the managing general agency fees are currently (in hundredths)			3.00%
Percentage of gross earned period the claims service fees were traditionally (in hundredths)			4.50%
Percentage of gross earned period the claims service fees are currently (in hundredths)			3.60%
Ratio of homeowners' premiums underwritten to total premiums underwritten (in hundredths)	81.10%	76.80%	84.60%	80.40%
Ratio of commercial general liability premiums underwritten to total premiums underwritten (in hundredths)	9.40%	13.30%	8.20%	11.00%
Ratio of federal flood premiums underwritten to total premiums underwritten (in hundredths)	6.20%	7.10%	4.60%	4.80%
Ratio of automobile insurance premiums underwritten to total premiums underwritten (in hundredths)	3.30%	2.80%	2.60%	3.80%
Fees earned per policy			$ 25
Reduced underwriting commission fee from affiliates, minimum (in hundredths)			2.00%
Number of carriers the entity provides insurance through			50