The 2012-2013 private reinsurance companies and their respective A.M. Best Company ("A.M. Best") and S&P ratings are listed in the table as follows.

Reinsurer	A.M. Best Rating			S&P Rating

UNITED STATES
American Agricultural Insurance Company		A-			NR
Everest Reinsurance Company		A+			A+
Houston Casualty Company, (UK Branch)		A+	*		AA
Munich Reinsurance America, Inc.		A+			AA-
Odyssey Reinsurance Company		A			A-

BERMUDA
ACE Tempest Reinsurance Limited		A+	*		AA-
Arch Reinsurance Limited		A+	*		A+
Ariel Reinsurance Bermuda Limited for and on Behalf of Ariel Syndicate 1910 (ARE)		A-	*		NR
DaVinci Reinsurance Limited		A	*		A+
JC Re Limited (Juniperus & fka Actua Re Limited)		NR	*	**	NR
Montpelier Reinsurance Limited		A-			A-
Nephila (via Allianz Risk Transfer AG, Bermuda Branch)		NR			AA-
Platinum Underwriters Bermuda Limited		A	*		A-
Renaissance Reinsurance Limited		A+	*		AA-

UNITED KINGDOM
Amlin Syndicate No. 2001 (AML)		A			A+
Ariel Syndicate No. 1910 (ARE)		A	*		A+
ARK Syndicate No. 3902 (NOA)		A			A+
Barbican Syndication No. 1955 (BAR)		A			A+
Kiln Syndicate No. 510 (KLN)		A			A+
Liberty Syndicates Services Limited Paris, for and on Behalf of Lloyd's Syndicate No. 4472 (LIB)		NR			A+
MAP Underwriting Syndicate No. 2791 (Parallel) (MAP)		A			A+
Novae Syndicate No. 2007 (NVA)		A			A+
Tokio Marine Kiln Syndicate No. 1880 (TMK)		A			A+
Torus Syndicate No. 1301 (TUL)		A			A+

EUROPE
Amlin Bermuda (Branch of Amlin AG)		A			A
Flagstone Reassurance Suisse SA		A-			NR
SCOR Global P&C Zurich Branch		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.

The 2011-2012 private reinsurance companies and their respective A.M. Best and S&P ratings are listed in the table as follows.

Reinsurer	A.M. Best Rating			S&P Rating

UNITED STATES
American Agricultural Insurance Company		A-			NR
Everest Reinsurance Company		A+			A+
Houston Casualty Company, (UK Branch)		A+			AA
Munich Reinsurance America, Inc.		A+			AA-
Odyssey Reinsurance Company		A			A-
QBE Reinsurance Corporation		A			A+

BERMUDA
ACE Tempest Reinsurance Limited		A+	*		A+
Arch Reinsurance Limited		A			A+
Ariel Reinsurance Company Limited, Bermuda		A-	*		A-
DaVinci Reinsurance Limited		A	*		A+
D.E. Shaw Re (Bermuda) Limited		NR		**	NR
JC Re Ltd (Juniperus & fka Actua Re Limited)		NR	*	**	NR
Montpelier Reinsurance Limited		A-			A-
Renaissance Reinsurance Limited		A+	*		AA-
Torus Insurance (Bermuda) Limited		A-	*		NR

UNITED KINGDOM
Amlin Syndicate No. 2001 (AML)		A	*		A+
Antares Syndicate No. 1274 (AUL)		A			A+
Arrow Syndicate No. 1910 (ARW)		A	*		A+
Broadgate Syndicate No. 1301 (BGT)		A			A+
Liberty Syndicates Services Limited Paris, for and on Behalf of Lloyd's Syndicate No. 4472 (LIB)		A			A+
MAP Underwriting Syndicate No. 2791 (MAP)		A	*		A+
Novae Syndicate No. 2007 (NVA)		A			A+

EUROPE
Amlin Bermuda ( Branch of Amlin AG)		A			A
Flagstone Reassurance Suisse SA		A-			NR
Lansforsakringar Sak Forsakringsaktiebolag (publ)		NR-5			A
SCOR Global P&C Zurich Branch		A			A

* Reinstatement Premium Protection Program Participants

** Participant will fund a trust agreement for their exposure with cash and U.S. Government obligations of American institutions at fair market value.