EXHIBIT 99.1

      STATEMENTS REQUIRED BY 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report on Form 10-K of 21st Century Holding
Company (the "Company") for the year ended December 31, 2002, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Edward
J. Lawson, Chief Executive Officer of the Company, certify that - the Report
fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934; and - information contained in the Report fairly presents,
in all material respects, the financial condition and results of operations of
the Company.


                         /s/ Edward J. Lawson
                         --------------------
                         Edward J. Lawson


April 10, 2003



In connection with the Annual Report on Form 10-K of 21st Century Holding
Company (the "Company") for the year ended December 31, 2002, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, J. G.
Jennings, III, Chief Financial Officer of the Company, certify that - the Report
fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934; and - information contained in the Report fairly presents,
in all material respects, the financial condition and results of operations of
the Company.


                         /s/ J. G. Jennings, III
                         -----------------------
                         J. G. Jennings, III


April 10, 2003





The foregoing certificates are made solely for the purpose of 18 U. S.C. Section
1350, subject to the knowledge standard contained therein, and not for any other
purpose.