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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Revenues:      
Net premiums earned $ 183,303 $ 364,134 $ 363,652
Net investment income 6,770 11,786 15,901
Net realized and unrealized gains (losses) 11,017 18,032 7,084
Direct written policy fees 13,051 13,970 10,200
Other income 31,408 23,941 18,124
Total revenues 245,549 431,863 414,961
Costs and expenses:      
Losses and loss adjustment expenses 232,760 376,449 273,080
Commissions and other underwriting expenses 81,180 124,288 107,189
General and administrative expenses 24,355 23,420 23,203
Interest expense 8,758 7,661 10,776
Impairment of intangibles 1,280 11,699 0
Total costs and expenses 348,333 543,517 414,248
Income (loss) before income taxes (102,784) (111,654) 713
Income tax expense (benefit) 316 (33,496) (298)
Net income (loss) $ (103,100) $ (78,158) $ 1,011
Net Income (Loss) Per Common Share      
Basic (in dollars per share) $ (6.18) $ (5.64) $ 0.08
Diluted (in dollars per share) $ (6.18) $ (5.64) $ 0.08
Weighted Average Number of Shares of Common Stock Outstanding      
Basic (in shares) 16,675 13,846 12,977
Diluted (in shares) 16,675 13,846 13,023
Dividends declared per share of common stock (in dollars per share) $ 0 $ 0.36 $ 0.33