fnhc-20201104

0001069996-20-000092.txt : 20201104 0001069996-20-000092.hdr.sgml : 20201104 20201104160227 ACCESSION NUMBER: 0001069996-20-000092 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 16 CONFORMED PERIOD OF REPORT: 20201104 ITEM INFORMATION: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20201104 DATE AS OF CHANGE: 20201104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FedNat Holding Co CENTRAL INDEX KEY: 0001069996 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 650248866 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-25001 FILM NUMBER: 201286582 BUSINESS ADDRESS: STREET 1: 14050 NW 14 STREET STREET 2: SUITE 180 CITY: SUNRISE STATE: FL ZIP: 33323 BUSINESS PHONE: 8002932532 MAIL ADDRESS: STREET 1: 14050 NW 14 STREET STREET 2: SUITE 180 CITY: SUNRISE STATE: FL ZIP: 33323 FORMER COMPANY: FORMER CONFORMED NAME: FEDNAT HOLDING Co DATE OF NAME CHANGE: 20180605 FORMER COMPANY: FORMER CONFORMED NAME: FEDERATED NATIONAL HOLDING Co DATE OF NAME CHANGE: 20171221 FORMER COMPANY: FORMER CONFORMED NAME: FEDERATED NATIONAL HOLDING CO DATE OF NAME CHANGE: 20120912 8-K 1 fnhc-20201104.htm 8-K fnhc-20201104

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report: November 4, 2020

(Date of earliest event reported)

FEDNAT HOLDING COMPANY

(Exact name of registrant as specified in its charter)

Florida

000-25001

65-0248866

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)


14050 N.W. 14th Street, Suite 180 Sunrise, FL
						33323
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: (800) 293-2532


NOT APPLICABLE

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):


			☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
			☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
			☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
			☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock	FNHC	Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐


Item 5.02.			Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers. Compensatory Arrangements of Certain Officers.

On November 4, 2020, the Company entered into an Amendment to Employment Agreement with Ronald A. Jordan, the Company’s Chief Financial Officer (the “Amendment”), which amends Mr. Jordan’s Employment Agreement dated as of January 8, 2019 (the “Employment Agreement”) to extend the term and add a renewal period. Under his Employment Agreement, as amended by the Amendment, Mr. Jordan will continue to serve as the Company’s Chief Financial Officer for a period of two years beginning on the effective date of the Amendment. The term of the Employment Agreement will also be automatically extended so that at all times the balance of the term is not less than two years unless sooner terminated as provided in the Employment Agreement. No other changes to the Employment Agreement were made.


Item 7.01.			Regulation FD Disclosure.

On November 4, 2020, the Company issued a press release announcing the formation of a Strategic Review Committee of the Board of Directors to oversee a review of strategic initiatives and alternatives in an effort to create enhanced value for the Company’s shareholders. Piper Sandler & Co. has been engaged as the committee’s financial advisor.


Item 9.01.			Financial Statements and Exhibits.


(d)			Exhibits.
99.1			FedNat Holding Company Press Release dated November 4, 2020.
104			Cover Page Interactive File (the cover page tags are embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	FEDNAT HOLDING COMPANY

Date: November 4, 2020	By:	/s/ Michael H. Braun


			Name:			Michael H. Braun
			Title:			Chief Executive Officer
						(Principal Executive Officer)

EX-99.1 2 strategiccommitteerele.htm EX-99.1 Document

FEDNAT HOLDING COMPANY ANNOUNCES FORMATION OF STRATEGIC REVIEW COMMITTEE

Committee Retains Piper Sandler as Financial Advisor

SUNRISE, FL—November 4, 2020—FedNat Holding Company (NASDAQ:FNHC) (“FedNat” or the “Company”), a regional insurance holding company, announced today that the Company’s Board of Directors has formed a Strategic Review Committee, which will oversee a review of the Company’s business plan, capital deployment, geographic footprint and long-term strategy to identify strategic alternatives in an effort to create enhanced value for the Company’s stakeholders, in particular its shareholders. These strategic alternatives are not limited in their scope and could include, among other things, changes in the Company’s strategy or operations, a strategic business combination or other possible transaction involving the Company, or continuing to execute on the Company’s current business plan. The Strategic Review Committee has retained Piper Sandler & Co. as its financial advisor to assess all potential strategic alternatives.

Bruce F. Simberg, FedNat’s Chairman of the Board and Chairman of the Strategic Review Committee, said, “Similar to many homeowners insurers, FedNat’s results have been impacted in 2020 by catastrophe losses from an unusually high number of severe weather events. In responding to these events, our management and employees have demonstrated FedNat’s resiliency and commitment to policyholders, agents and reinsurance partners. FedNat believes it retains solid holding company liquidity, sufficient capital and the capability to continue to execute on our current business plan. The Company has implemented a number of strategies for long-term growth in earnings and book value, including initiatives to raise rates, reduce our policy counts in Florida until rates are adequate, and strengthening our management team with the addition of a new Chief Operating Officer and new Senior Vice President of Claims.”

Mr. Simberg continued, “The Board recognizes that the current catastrophe environment is creating significant challenges for the Company. Today’s additional step to form a Strategic Review Committee is intended to broaden and deepen our ongoing strategic evaluation processes so that we may consider and focus on additional alternatives to enhance shareholder value. At the same time, our management team will continue to execute on our current strategies to improve our operations and position the Company for future growth in earnings and book value. Throughout this strategic evaluation process, our focus will be on providing exceptional value to all of our stakeholders, including shareholders, policyholders and agents.”

Neither the Board nor the Strategic Review Committee has set a timetable for conclusion of the strategic review, and the Company does not intend to comment further unless and until the Board has approved a specific course of action or the Company has otherwise determined that further disclosure is appropriate or required by law. There can be no assurance that the strategic review will result in a transaction or other course of action.

Notice Regarding Forward-Looking Statements

This press release contains "forward-looking" statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, that involve risks and uncertainties. These forward-looking statements include statements regarding FedNat’s expectations as to its third quarter results, its belief that it has opportunities to create shareholder value, and whether the review of strategic alternatives will result in a transaction or other outcome. You can identify these statements by the use of terminology such as “believe,” “will,” “expect,” “anticipate,” “intend,” “could,” “would,” “estimate,” “or “continue” or the other negative variations thereof or comparable terminology or similar forward-looking terms. You should not rely on these forward-looking statements as they involve risks and uncertainties that may cause actual results to vary materially from the forward-looking statements. For information regarding the risks and uncertainties that could cause actual results to differ materially from those expressed or implied in these forward-looking statements, as well as risks relating to FedNat's business in general, FedNat refers you to the “Risk Factors” section of its Securities and Exchange Commission filings, including its most recent Form 10-K and 10-Q, which are available on the SEC’s website at www.sec.gov and on the Company’s website at www.fednat.com. Any forward-looking statements are based on current expectations and FedNat assumes no obligation to update change or revise any forward-looking statement, whether as a result of new information, additional or subsequent developments or otherwise.

About the Company

FedNat is a regional insurance holding company that controls substantially all aspects of the insurance underwriting, distribution and claims processes through our subsidiaries and contractual relationships with independent agents and general agents. The Company, through our wholly owned subsidiaries including FedNat Insurance Company, Maison Insurance Company, and Monarch National Insurance Company, is focused on providing homeowners insurance in Florida, Texas, Louisiana, Alabama, South Carolina and Mississippi. We market, distribute and service our own and third-party insurers’ products and other services through a network of independent and general agents.

Contacts

Michael H. Braun, CEO (954) 308-1322

Ronald Jordan, CFO (954) 308-1363

Bernard Kilkelly, Investor Relations (954) 308-1409,

or investorrelations@fednat.com

###

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AK <_(P#_#P0-Z'L?KH+] , $E%3D2N0F"" end XML 9 fnhc-20201104_htm.xml IDEA: XBRL DOCUMENT 0001069996 2020-11-04 2020-11-04 0001069996 false 8-K 2020-11-04 FEDNAT HOLDING COMPANY FL 000-25001 65-0248866 14050 N.W. 14th Street Suite 180 Sunrise FL 33323 800 293-2532 false false false false Common Stock FNHC NASDAQ false XML 10 R1.htm IDEA: XBRL DOCUMENT v3.20.2

Cover

Nov. 04, 2020

Cover [Abstract]

Document Type 8-K

Document Period End Date Nov. 04, 2020

Entity Registrant Name FEDNAT HOLDING COMPANY

Entity Incorporation, State or Country Code FL

Entity File Number 000-25001

Entity Tax Identification Number 65-0248866

Entity Address, Address Line One 14050 N.W. 14th Street

Entity Address, Address Line Two Suite 180

Entity Address, City or Town Sunrise

Entity Address, State or Province FL

Entity Address, Postal Zip Code 33323

City Area Code 800

Local Phone Number 293-2532

Written Communications false

Soliciting Material false

Pre-commencement Tender Offer false

Pre-commencement Issuer Tender Offer false

Title of 12(b) Security Common Stock

Trading Symbol FNHC

Security Exchange Name NASDAQ

Entity Emerging Growth Company false

Entity Central Index Key 0001069996

Amendment Flag false

Cover	Nov. 04, 2020
Cover [Abstract]
Document Type	8-K
Document Period End Date	Nov. 04, 2020
Entity Registrant Name	FEDNAT HOLDING COMPANY
Entity Incorporation, State or Country Code	FL
Entity File Number	000-25001
Entity Tax Identification Number	65-0248866
Entity Address, Address Line One	14050 N.W. 14th Street
Entity Address, Address Line Two	Suite 180
Entity Address, City or Town	Sunrise
Entity Address, State or Province	FL
Entity Address, Postal Zip Code	33323
City Area Code	800
Local Phone Number	293-2532
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Title of 12(b) Security	Common Stock
Trading Symbol	FNHC
Security Exchange Name	NASDAQ
Entity Emerging Growth Company	false
Entity Central Index Key	0001069996
Amendment Flag	false

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