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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Revenues:    
Net premiums earned $ 105,910 $ 88,784
Net investment income 3,892 3,710
Net realized and unrealized investment gains (losses) (2,825) 2,301
Direct written policy fees 3,466 2,391
Other income 5,256 4,011
Total revenues 115,699 101,197
Costs and expenses:    
Losses and loss adjustment expenses 68,930 66,839
Commissions and other underwriting expenses 36,355 28,234
General and administrative expenses 6,245 6,311
Interest expense 1,915 5,051
Total costs and expenses 113,445 106,435
Income (loss) before income taxes 2,254 (5,238)
Income tax expense (benefit) 121 (1,373)
Net income (loss) $ 2,133 $ (3,865)
Net Income (Loss) Per Common Share    
Basic (in dollars per share) $ 0.15 $ (0.30)
Diluted (in dollars per share) $ 0.15 $ (0.30)
Weighted Average Number of Shares of Common Stock Outstanding    
Basic (in shares) 14,249 12,795
Diluted (in shares) 14,312 12,795
Dividends declared per share of common stock (in dollars per share) $ 0.09 $ 0.08