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                                                                    EXHIBIT 21.1

                         SUBSIDIARIES OF THE REGISTRANT

Assurance Managing General Agents, Inc., a Florida corporation

Attorney on Call, Inc., a Florida corporation

Express Insurance and Tax Service, Inc., a Florida corporation

Express Tax Service, Inc., a Florida corporation

Federated Agency Group, Inc., a Florida corporation

Federated Funding Corporation, a Florida corporation

Federated National Insurance Company, a Florida corporation

Federated Premium Finance, Inc., a Florida corporation

FedFirst Corp., a Florida corporation

Fed USA, Inc., a Florida corporation

Reliable Towing & Rental, Inc., a Florida corporation

RPA Financial Corporation, a Florida corporation

Superior Adjusting, Inc., a Florida corporation