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Business Segments (Tables)
 3 Months Ended
Mar. 31, 2019
Segment Reporting [Abstract]  
Schedule of operating results and other key financial measures by operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three months ended March 31, 2019 and 2018:
 
($ in thousands)
 
Consumer
and
Business
Banking
 
Commercial
Banking
 
Other
 
Total
Three Months Ended March 31, 2019
 
 
 
 
 
 
 
 
Interest income
 
$
134,339

 
$
296,140

 
$
32,832

 
$
463,311

Charge for funds used
 
(77,446
)
 
(162,625
)
 
23,299

 
(216,772
)
Interest spread on funds used
 
56,893

 
133,515

 
56,131

 
246,539

Interest expense
 
(55,709
)
 
(23,650
)
 
(21,491
)
 
(100,850
)
Credit on funds provided
 
165,004

 
37,375

 
14,393

 
216,772

Interest spread on funds provided
 
109,295

 
13,725

 
(7,098
)
 
115,922

Net interest income before provision for credit losses
 
$
166,188

 
$
147,240

 
$
49,033

 
$
362,461

Provision for credit losses
 
$
3,013

 
$
19,566

 
$
—

 
$
22,579

Noninterest income
 
$
13,772

 
$
24,544

 
$
3,815

 
$
42,131

Noninterest expense
 
$
87,906

 
$
70,544

 
$
28,472

 
$
186,922

Segment income before income taxes
 
$
89,041

 
$
81,674

 
$
24,376

 
$
195,091

Segment net income
 
$
63,655

 
$
58,499

 
$
41,870

 
$
164,024

As of March 31, 2019
 
 
 
 
 
 
 


Segment assets
 
$
10,902,961

 
$
23,964,592

 
$
7,223,880

 
$
42,091,433

 
 
($ in thousands)
 
Consumer
and
Business
Banking
 
Commercial
Banking
 
Other
 
Total
Three Months Ended March 31, 2018
 
 
 
 
 
 
 
 
Interest income
 
$
104,710

 
$
239,577

 
$
27,586

 
$
371,873

Charge for funds used
 
(49,273
)
 
(111,366
)
 
(18,327
)
 
(178,966
)
Interest spread on funds used
 
55,437

 
128,211

 
9,259

 
192,907

Interest expense
 
(24,940
)
 
(9,179
)
 
(11,061
)
 
(45,180
)
Credit on funds provided
 
145,451

 
25,448

 
8,067

 
178,966

Interest spread on funds provided
 
120,511

 
16,269

 
(2,994
)
 
133,786

Net interest income before provision for credit losses
 
$
175,948

 
$
144,480

 
$
6,265

 
$
326,693

Provision for credit losses
 
$
3,093

 
$
17,125

 
$
—

 
$
20,218

Noninterest income
 
$
44,448

 
$
27,438

 
$
2,558

 
$
74,444

Noninterest expense
 
$
87,317

 
$
61,302

 
$
20,516

 
$
169,135

Segment income (loss) before income taxes
 
$
129,986

 
$
93,491

 
$
(11,693
)
 
$
211,784

Segment net income
 
$
93,134

 
$
67,029

 
$
26,869

 
$
187,032

As of March 31, 2018
 
 
 
 
 
 
 


Segment assets
 
$
9,327,355

 
$
22,002,393

 
$
6,342,190

 
$
37,671,938