CUSTOMER DEPOSIT ACCOUNTS (Tables)
|
12 Months Ended |
Dec. 31, 2011
|
CUSTOMER DEPOSIT ACCOUNTS |
|
Summary of customer deposit account balances |
|
|
|
|
|
|
|
|
|
|
December 31, |
|
|
|
2011 |
|
2010 |
|
|
|
(In thousands)
|
|
Noninterest-bearing demand |
|
$ |
3,492,795 |
|
$ |
2,676,466 |
|
Interest-bearing checking |
|
|
971,179 |
|
|
757,446 |
|
Money market accounts |
|
|
4,678,409 |
|
|
4,457,376 |
|
Savings deposits |
|
|
1,164,618 |
|
|
984,518 |
|
|
|
|
|
|
|
Total core deposits |
|
|
10,307,001 |
|
|
8,875,806 |
|
|
|
|
|
|
|
Time deposits: |
|
|
|
|
|
|
|
Less than $100,000 |
|
|
2,186,604 |
|
|
2,239,836 |
|
$100,000 or greater |
|
|
4,959,397 |
|
|
4,525,617 |
|
|
|
|
|
|
|
Total time deposits |
|
|
7,146,001 |
|
|
6,765,453 |
|
|
|
|
|
|
|
Total deposits |
|
$ |
17,453,002 |
|
$ |
15,641,259 |
|
|
|
|
|
|
|
|
|
Scheduled maturities of time deposits |
|
|
|
|
|
|
|
|
|
|
|
|
|
$100,000 or
Greater |
|
Less Than
$100,000 |
|
Total |
|
|
|
(In thousands)
|
|
2012 |
|
$ |
4,241,832 |
|
$ |
1,962,274 |
|
$ |
6,204,106 |
|
2013 |
|
|
345,327 |
|
|
165,990 |
|
|
511,317 |
|
2014 |
|
|
101,042 |
|
|
6,648 |
|
|
107,690 |
|
2015 |
|
|
43,151 |
|
|
45,776 |
|
|
88,927 |
|
2016 |
|
|
73,520 |
|
|
5,908 |
|
|
79,428 |
|
Thereafter |
|
|
154,525 |
|
|
8 |
|
|
154,533 |
|
|
|
|
|
|
|
|
|
Total |
|
$ |
4,959,397 |
|
$ |
2,186,604 |
|
$ |
7,146,001 |
|
|
|
|
|
|
|
|
|
|
|
Summary of interest expense on customer deposits by account type |
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, |
|
|
|
2011 |
|
2010 |
|
2009 |
|
|
|
|
|
(In thousands)
|
|
|
|
Interest-bearing checking |
|
$ |
3,009 |
|
$ |
2,349 |
|
$ |
1,507 |
|
Money market accounts |
|
|
20,610 |
|
|
29,514 |
|
|
25,583 |
|
Savings deposits |
|
|
2,988 |
|
|
3,986 |
|
|
3,322 |
|
Time deposits: |
|
|
|
|
|
|
|
|
|
|
Less than $100,000 |
|
|
29,329 |
|
|
34,958 |
|
|
32,073 |
|
$100,000 or greater |
|
|
51,174 |
|
|
45,930 |
|
|
66,992 |
|
|
|
|
|
|
|
|
|
Total |
|
$ |
107,110 |
|
$ |
116,737 |
|
$ |
129,477 |
|
|
|
|
|
|
|
|
|
|
|