Schedule of Company and Bank Capital Ratios |
The following
is a summary of the Company’s and the Bank’s capital
ratios at December 31, 2013 and 2012:
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Actual |
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For Capital
Adequacy Purposes |
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To Be Categorized As
Well Capitalized Under
Prompt Corrective
Action Provisions |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(Dollars in
thousands) |
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CONSOLIDATED:
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As of
December 31, 2013
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Total Capital
(to Risk Weighted Assets)
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$ |
1,259,768 |
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14.02 |
% |
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$ |
719,005 |
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8.00 |
% |
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N/A |
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N/A |
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Tier I Capital
(to Risk Weighted Assets)
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1,192,486 |
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13.27 |
% |
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359,502 |
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4.00 |
% |
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N/A |
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N/A |
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Tier I Capital
(to Average Tangible Assets)
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1,192,486 |
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7.42 |
% |
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481,892 |
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3.00 |
% |
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N/A |
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N/A |
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As of
December 31, 2012
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Total Capital
(to Risk Weighted Assets)
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$ |
974,702 |
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15.22 |
% |
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$ |
512,171 |
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8.00 |
% |
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N/A |
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N/A |
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Tier I Capital
(to Risk Weighted Assets)
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922,138 |
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14.40 |
% |
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256,086 |
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4.00 |
% |
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N/A |
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N/A |
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Tier I Capital
(to Average Tangible Assets)
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922,138 |
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7.10 |
% |
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389,831 |
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3.00 |
% |
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N/A |
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N/A |
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PROSPERITY
BANK® ONLY:
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As of
December 31, 2013
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Total Capital
(to Risk Weighted Assets)
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$ |
1,229,752 |
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13.70 |
% |
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$ |
718,334 |
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8.00 |
% |
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$ |
897,917 |
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10.00 |
% |
Tier I Capital
(to Risk Weighted Assets)
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1,162,470 |
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12.95 |
% |
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359,167 |
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4.00 |
% |
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538,750 |
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6.00 |
% |
Tier I Capital
(to Average Tangible Assets)
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1,162,470 |
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7.24 |
% |
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481,640 |
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3.00 |
% |
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802,733 |
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5.00 |
% |
As of
December 31, 2012
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Total Capital
(to Risk Weighted Assets)
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$ |
959,907 |
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15.01 |
% |
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$ |
511,612 |
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8.00 |
% |
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$ |
639,516 |
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10.00 |
% |
Tier I Capital
(to Risk Weighted Assets)
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907,343 |
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14.19 |
% |
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255,806 |
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4.00 |
% |
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383,709 |
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6.00 |
% |
Tier I Capital
(to Average Tangible Assets)
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907,343 |
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6.99 |
% |
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389,622 |
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3.00 |
% |
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649,370 |
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5.00 |
% |
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