EXHIBIT 23.1

                         INDEPENDENT AUDITORS' CONSENT

The Board of Directors
American National Financial, Inc.

We consent to incorporation by reference in the registration statement (No.
333-64894) on Form S-8 of American National Financial, Inc. and subsidiaries of
our report dated February 21, 2002, relating to the Consolidated Balance Sheets
of American National Financial, Inc. and subsidiaries as of December 31, 2001
and 2000 and the related Consolidated Statements of Earnings, Comprehensive
Earnings, Shareholders' Equity and Cash Flows for each of the years in the
three-year period ended December 31, 2001, and the related financial statement
schedule, which reports appear in the December 31, 2001 annual report on Form
10-K of American National Financial, Inc.

KPMG LLP
Los Angeles, California
March 21, 2002



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