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Note 7 - Regulatory Matters (Details) - Comparison Of The Company’s And Each Of The Banks’ Leverage And Risk-Weighted Capital Ratios (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
MetroCorp Bancshares Inc [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) $ 221,088 $ 212,083
Actual Ratio 17.22% 17.95%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 102,719 94,509
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 204,969 197,077
Actual Ratio 15.96% 16.68%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 51,359 47,255
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
Leverage ratio    
Actual Amount (in Dollars) 204,969 197,077
Actual Ratio 12.85% 13.18%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 63,801 59,812
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
MetroBank NA [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) 152,143 152,613
Actual Ratio 16.40% 17.80%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 74,199 68,587
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 92,749 85,734
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 10.00% 10.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 140,511 141,702
Actual Ratio 15.15% 16.53%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 37,099 34,293
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 55,649 51,440
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 6.00% 6.00%
Leverage ratio    
Actual Amount (in Dollars) 140,511 141,702
Actual Ratio 12.33% 12.70%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 45,587 44,613
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 56,984 55,766
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 5.00% 5.00%
Metro United [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) 55,536 52,714
Actual Ratio 15.67% 16.34%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 28,351 25,814
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 35,439 32,267
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 10.00% 10.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 51,076 48,636
Actual Ratio 14.41% 15.07%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 14,176 12,907
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 21,263 19,360
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 6.00% 6.00%
Leverage ratio    
Actual Amount (in Dollars) 51,076 48,636
Actual Ratio 11.16% 12.76%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 18,299 15,243
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) $ 22,873 $ 19,053
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 5.00% 5.00%