Note 3 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2013

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

March 31, 2013	Gross Loan Balance		Deferred Loan Fees			Accrued Interest Receivable		Recorded Investment in Loans
Commercial and industrial	$	395,640	$	(687	)	$	958	$	395,911
Real estate mortgage		714,587		(1,574	)		2,020		715,033
Real estate construction		10,132		(37	)		17		10,112
Consumer and other		6,808		(153	)		18		6,673
Total	$	1,127,167	$	(2,451	)	$	3,013	$	1,127,729

December 31, 2012	Gross Loan Balance		Deferred Loan Fees			Accrued  Interest Receivable		Recorded Investment in Loans
Commercial and industrial	$	383,641	$	(814	)	$	1,078	$	383,905
Real estate mortgage		702,051		(1,595	)		2,024		702,480
Real estate construction		9,704		(30	)		18		9,692
Consumer and other		7,531		(151	)		21		7,401
Total	$	1,102,927	$	(2,590	)	$	3,141	$	1,103,478

Financing Receivable Credit Quality Indicators [Table Text Block]

As of March 31, 2013	Commercial and industrial		Real estate mortgage		Real estate construction		Consumer and other		Total
Grade:
1-6 - “Pass”	$	380,163	$	645,678	$	5,583	$	6,673	$	1,038,097
7 - “Special Mention”/ “Watch”		3,797		13,268		—		—		17,065
8 - “Substandard”		11,951		56,087		4,529		—		72,567
9 -“Doubtful"		—		—		—		—		—
Total	$	395,911	$	715,033	$	10,112	$	6,673	$	1,127,729

As of December 31, 2012	Commercial and industrial		Real estate mortgage		Real estate construction		Consumer and other		Total
Grade:
1-6 - “Pass”	$	366,571	$	611,159	$	5,163	$	7,401	$	990,294
7 - “Special Mention”/ “Watch”		4,393		14,593		—		—		18,986
8 - “Substandard”		12,941		76,728		4,529		—		94,198
9 -“Doubtful"		—		—		—		—		—
Total	$	383,905	$	702,480	$	9,692	$	7,401	$	1,103,478

Past Due Financing Receivables [Table Text Block]

As of March 31, 2013	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Recorded Investment in Loans		Recorded Investment 90 Days and Accruing
Commercial and industrial	$	870	$	645	$	510	$	2,025	$	393,886	$	395,911	$	—
Real estate mortgage:
Residential		66		—		142		208		37,401		37,609		—
Commercial		2,264		376		12,053		14,693		662,731		677,424		—
Real estate construction:
Residential		—		—		1,426		1,426		1,322		2,748		—
Commercial		—		—		3,103		3,103		4,261		7,364		—
Consumer and other		—		—		—		—		6,673		6,673		—
Total	$	3,200	$	1,021	$	17,234	$	21,455	$	1,106,274	$	1,127,729	$	—

As of December 31, 2012	30-59 Days Past Due		60-89 Days  Past Due		Greater Than 90 Days		Total Past  Due		Current		Total Recorded Investment in Loans		Recorded  Investment 90 Days and Accruing
Commercial and industrial	$	2,233	$	817	$	1,308	$	4,358	$	379,547	$	383,905	$	—
Real estate mortgage:
Residential		—		—		239		239		36,667		36,906		—
Commercial		114		3,817		18,141		22,072		643,502		665,574		—
Real estate construction:
Residential		—		—		1,426		1,426		984		2,410		—
Commercial		150		—		3,103		3,253		4,029		7,282		—
Consumer and other		—		—		—		—		7,401		7,401		—
Total	$	2,497	$	4,634	$	24,217	$	31,348	$	1,072,130	$	1,103,478	$	—

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

Recorded investment in nonaccrual loans	March 31, 2013		December 31, 2012
Commercial and industrial	$	579	$	1,308
Real estate mortgage:
Residential		142		239
Commercial		16,347		22,501
Real estate construction:
Residential		1,426		1,426
Commercial		3,104		3,103
Total	$	21,598	$	28,577

Impaired Financing Receivables [Table Text Block]

As of March 31, 2013	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment
Impaired loans with no allowance
Commercial and industrial	$	579	$	579	$	—	$	4,394
Real estate mortgage:
Residential		142		142		—		188
Commercial		12,368		12,368		—		17,096
Real estate construction:
Residential		1,426		1,426		—		1,885
Commercial		3,104		3,104		—		3,132
Impaired loans with an allowance
Commercial and industrial	$	—	$	—	$	—	$	17
Real estate mortgage:
Commercial		3,979		3,980		252		4,530
Total:
Commercial and industrial	$	579	$	579	$	—	$	4,411
Real estate mortgage		16,489		16,490		252		21,814
Real estate construction		4,530		4,530		—		5,017

As of December 31, 2012	Recorded Investment		Unpaid Principal  Balance		Related Allowance		Average  Recorded  Investment
Impaired loans with no allowance
Commercial and industrial	$	1,287	$	1,289	$	—	$	5,162
Real estate mortgage:
Residential		239		239		—		213
Commercial		18,369		18,369		—		19,732
Real estate construction:
Residential		1,426		1,426		—		1,529
Commercial		3,103		3,103		—		3,171
Impaired loans with an allowance
Commercial and industrial		21		21		21		1,434
Real estate mortgage:
Commercial		4,533		4,535		503		6,836
Total:
Commercial and industrial	$	1,308	$	1,310	$	21	$	6,596
Real estate mortgage		23,141		23,143		503		26,781
Real estate construction		4,529		4,529		—		4,700

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended March 31, 2012
Troubled Debt Restructurings	Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Real estate mortgage:
Commercial		1	$	2,699	$	2,699

Allowance for Credit Losses on Financing Receivables [Table Text Block]

As of and for the three months ended  March 31, 2013	Commercial and industrial			Real estate mortgage			Real estate construction			Consumer and other			Unallocated		Total
Allowance for loan losses at beginning of period	$	8,255		$	14,748		$	216		$	143		$	1,230	$	24,592
(Reduction in) provision for loan losses		(408	)		(1,031	)		(41	)		(43	)		1,073		(450	)
Charge-offs		(884	)		(550	)		—			(25	)		—		(1,459	)
Recoveries		90			50			5			4			—		149
Allowance for loan losses at end of period	$	7,053		$	13,217		$	180		$	79		$	2,303	$	22,832
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	—		$	289		$	—		$	—				$	289
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	7,053		$	12,928		$	180		$	79				$	20,240
Loans:
Recorded investment in loans	$	395,911		$	715,033		$	10,112		$	6,673				$	1,127,729
Recorded investment in loans  individually evaluated for impairment	$	579		$	16,489		$	4,530		$	—				$	21,598
Recorded investment in loans  collectively evaluated for impairment	$	395,332		$	698,544		$	5,582		$	6,673				$	1,106,131

As of and for the three months ended  March 31, 2012	Commercial and industrial			Real estate mortgage			Real estate construction			Consumer and other			Unallocated		Total
Allowance for loan losses at beginning of period	$	7,966		$	19,213		$	320		$	137		$	685	$	28,321
(Reduction in) provision for loan losses		1,923			(2,638	)		(104	)		(6	)		1,225		400
Charge-offs		(784	)		(340	)		—			(42	)		—		(1,166	)
Recoveries		118			363			19			11			—		511
Allowance for loan losses at end of period	$	9,223		$	16,598		$	235		$	100		$	1,910	$	28,066
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	362		$	655		$	—		$	—				$	1,017
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	8,861		$	15,943		$	235		$	100				$	25,139
Loans:
Recorded investment in loans	$	344,975		$	691,071		$	9,208		$	4,795				$	1,050,049
Recorded investment in loans  individually evaluated for impairment	$	9,315		$	29,165		$	3,263		$	1				$	41,744
Recorded investment in loans  collectively evaluated for impairment	$	335,660		$	661,906		$	5,945		$	4,794				$	1,008,305

Class of Financing Receivable [Member]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	As of March 31, 2013						As of December 31, 2012
	Amount			Percent			Amount			Percent
	(Dollars in thousands)
Commercial and industrial	$	395,640			35.10	%	$	383,641			34.78	%
Real estate mortgage
Residential		37,526			3.33			36,807			3.34
Commercial		677,061			60.07			665,244			60.32
		714,587			63.40			702,051			63.66
Real estate construction
Residential		2,753			0.24			2,420			0.22
Commercial		7,379			0.66			7,284			0.66
		10,132			0.90			9,704			0.88
Consumer and other		6,808			0.60			7,531			0.68
Gross loans		1,127,167			100.00	%		1,102,927			100.00	%
Unearned discounts, interest and deferred fees		(2,451	)					(2,590	)
Total loans		1,124,716						1,100,337
Allowance for loan losses		(22,832	)					(24,592	)
Loans, net	$	1,101,884					$	1,075,745