Condensed Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 20,300	$ 21,406
Federal funds sold and other short-term investments	177,248	130,319
Total cash and cash equivalents	197,548	151,725
Securities available-for-sale, at fair value	99,227	134,369
Securities available-for-sale pledged with creditors’ right to repledge, at fair value	50,416	41,337
Total securities available-for-sale	149,643	175,706
Securities held-to-maturity (fair value $4,504 and $4,167 at September 30, 2011 and December 31, 2010, respectively)	4,045	4,045
Other investments	6,594	6,925
Loans, net of allowance for loan losses of $29,969 and $33,757 at September 30, 2011 and December 31, 2010, respectively	1,029,196	1,110,553
Accrued interest receivable	3,906	4,682
Premises and equipment, net	5,076	5,377
Goodwill	17,327	17,327
Deferred tax asset, net	15,485	17,781
Customers' liability on acceptances	5,613	4,708
Foreclosed assets, net	23,844	19,956
Cash value of bank owned life insurance	31,070	29,988
Prepaid FDIC assessment	5,699	7,610
Other assets	2,734	2,202
Total assets	1,497,780	1,558,585
Deposits:
Noninterest-bearing	251,360	223,105
Interest-bearing	990,132	1,071,079
Total deposits	1,241,492	1,294,184
Junior subordinated debentures	36,083	36,083
Other borrowings	36,416	56,804
Accrued interest payable	296	447
Acceptances outstanding	5,613	4,708
Other liabilities	12,158	7,592
Total liabilities	1,332,058	1,399,818
Shareholders' equity:
Preferred stock, $1.00 par value, 2,000,000 shares authorized; 45,000 shares issued and outstanding at September 30, 2011 and December 31, 2010	44,966	45,427
Common stock, $1.00 par value, 50,000,000 shares authorized; 13,331,815 and 13,230,315 shares issued and outstanding at September 30, 2011 and December 31, 2010, respectively	13,332	13,230
Additional paid-in-capital	33,753	33,178
Retained earnings	74,115	69,168
Accumulated other comprehensive loss	(444)	(2,236)
Total shareholders' equity	165,722	158,767
Total liabilities and shareholders' equity	$ 1,497,780	$ 1,558,585