	June 30, 2019			December 31, 2018
Loans and finance receivables before allowances and discounts	$	17,135		$	16,622
Allowances for uncollectible loans		(177	)		(177	)
Unamortized acquisition discounts		(151	)		(165	)
	$	16,807		$	16,280

Loans and finance receivables are principally installment loans originated or acquired by our manufactured housing business. Provisions for loan losses for the first six months were $66 million in 2019 and $70 million in 2018. Loan charge-offs, net of recoveries in the first six months, were $66 million in 2019 and $70 million in 2018. At June 30, 2019, approximately 98% of the manufactured housing loan balances were evaluated collectively for impairment, with the remainder evaluated individually. As part of the evaluation process, credit quality indicators are reviewed and loans are designated as performing or non-performing. At June 30, 2019, we considered approximately 99% of the loan balances to be performing and approximately 96% of the loan balances to be current as to payment status.

Additionally, during 2018, an insurance subsidiary entered into an agreement with Seritage Growth Properties to provide a $2.0 billion term loan facility, which matures on July 31, 2023. As of June 30, 2019 and December 31, 2018, the outstanding loans under the facility were approximately $1.6 billion.