(8)

Receivables

Receivables of insurance and other businesses are comprised of the following (in millions).


	December 31,
	2017			2016
Insurance premiums receivable	$	11,058		$	10,462
Reinsurance recoverable on unpaid losses		3,201			3,338
Trade and other receivables		14,681			13,630
Allowances for uncollectible accounts		(362	)		(333	)

	$	28,578		$	27,097

Loans and finance receivables of finance and financial products businesses are summarized as follows (in millions).


	December 31,
	2017			2016
Loans and finance receivables before allowances and discounts	$	14,126		$	13,728
Allowances for uncollectible loans		(180	)		(182	)
Unamortized acquisition discounts		(198	)		(246	)

	$	13,748		$	13,300

Loans and finance receivables are predominantly installment loans originated or acquired by our manufactured housing business. Provisions for loan losses for 2017 and 2016 were $160 million and $144 million, respectively. Loan charge-offs, net of recoveries, were $162 million in 2017 and $144 million in 2016. At December 31, 2017, approximately 98% of the loan balances were evaluated collectively for impairment. As part of the evaluation process, credit quality indicators are reviewed and loans are designated as performing or non-performing. At December 31, 2017, we considered approximately 99% of the loan balances to be performing and approximately 95% of the loan balances to be current as to payment status. In June 2017, we agreed to provide a Canada-based financial institution with a C$2 billion (approximately $1.6 billion) one-year secured revolving credit facility. The agreement expires on June 29, 2018. There was no outstanding loan balance as of December 31, 2017.