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Receivables

Receivables of insurance and other businesses are comprised of the following (in millions).


	December 31,
	2016			2015
Insurance premiums receivable	$	10,462		$	8,843
Reinsurance recoverable on unpaid losses		3,338			3,307
Trade and other receivables		13,630			11,521
Allowances for uncollectible accounts		(333	)		(368	)

	$	27,097		$	23,303

Trade and other receivables at December 31, 2016 included approximately $1.8 billion related to PCC and Duracell.

Loans and finance receivables of finance and financial products businesses are summarized as follows (in millions).


	December 31,
	2016			2015
Loans and finance receivables before allowances and discounts	$	13,728		$	13,186
Allowances for uncollectible loans		(182	)		(182	)
Unamortized acquisition discounts		(246	)		(232	)

	$	13,300		$	12,772

Loans and finance receivables are predominantly installment loans originated or acquired by our manufactured housing business. Provisions for loan losses for 2016 and 2015 were $144 million and $148 million, respectively. Loan charge-offs, net of recoveries, were $144 million in 2016 and $177 million in 2015. At December 31, 2016, approximately 98% of the loan balances were evaluated collectively for impairment. As part of the evaluation process, credit quality indicators are reviewed and loans are designated as performing or non-performing. At December 31, 2016, approximately 98% of the loan balances were determined to be performing and approximately 94% of the loan balances were current as to payment status.