(8)

Receivables

Receivables of insurance and other businesses are comprised of the following (in millions).


	December 31,
	2014			2013
Insurance premiums receivable	$	7,914		$	7,474
Reinsurance recoverable on unpaid losses		3,116			3,055
Trade and other receivables		11,133			10,111
Allowances for uncollectible accounts		(311	)		(360	)

	$	21,852		$	20,280

Loans and finance receivables of finance and financial products businesses are summarized as follows (in millions).


	December 31,
	2014			2013
Loans and finance receivables before allowances and discounts	$	13,150		$	13,576
Allowances for uncollectible loans		(303	)		(344	)
Unamortized acquisition discounts		(281	)		(406	)

	$	12,566		$	12,826

Loans and finance receivables are predominantly installment loans originated or acquired by our manufactured housing business. Provisions for loan losses for 2014 and 2013 were $173 million and $249 million, respectively. Loan charge-offs, net of recoveries, were $214 million in 2014 and $266 million in 2013. At December 31, 2014, approximately 97% of the loan balances were evaluated collectively for impairment. As a part of the evaluation process, credit quality indicators are reviewed and loans are designated as performing or non-performing. At December 31, 2014, approximately 98% of the loan balances were determined to be performing and approximately 94% of the loan balances were current as to payment status.