Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net income	$ 2,614	$ 588
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,124	1,071
Amortization of premium on investment securities, net	3,617	2,245
Provision for loan losses	2,783	6,231
Gain on sale of securities	(3,544)	(1,882)
Stock based compensation	73	16
Loss on disposal of premises and equipment	2
Impairment of real estate and repossessions acquired in settlement of loans	840	515
Loss on sale of real estate and repossessions acquired in settlement of loans	192	101
Income from bank owned life insurance	(304)	(222)
Originations of mortgage loans held for sale	(43,587)	(40,860)
Proceeds from sale of loans held for sale	44,074	42,658
Decrease in accrued interest receivable	380	271
Decrease in other assets	902	1,384
Decrease in accrued interest payable	(9)	(1)
Decrease in other liabilities, net	(486)	(2,323)
Net cash provided by operating activities	8,671	9,792
Cash flows from investing activities:
Proceeds from sales of investment securities classified as available-for-sale	192,387	112,587
Proceeds from maturities of investment securities classified as available-for-sale	32,196	35,684
Purchases of investment securities classified as available-for-sale	(166,298)	(197,774)
Sale (Purchase) of Federal Home Loan Bank common stock	(694)	803
Proceeds from disposal of premises and equipment	13
Purchases of premises and equipment	(623)	(572)
Proceeds from disposal of real estate and repossessions acquired in settlement of loans and real estate held for sale	1,738	2,156
Purchases of life insurance		(2,500)
Net loan (disbursements) repayments	(27,197)	34,282
Net cash provided (used) by investing activities	31,522	(15,334)
Cash flows from financing activities:
Net (decrease) increase in deposits	(18,232)	10,668
Net increase (decrease) in borrowings	20,648	(6,981)
Dividends paid to common shareholders		(399)
Dividends paid on preferred stock	(673)	(673)
Net cash provided by financing activities	1,743	2,615
Increase (Decrease) in cash and cash equivalents	41,936	(2,927)
Cash and cash equivalents at beginning of period	24,731	20,166
Cash and cash equivalents at end of period	66,667	17,239
Cash paid during the period:
Interest	5,443	7,824
Taxes		163
Supplemental disclosures of noncash financing and investing activities:
Unrealized gains on available-for-sale securities, net of deferred taxes	2,380	2,889
Transfer from loans to real estate and repossessions acquired in settlement of loans	3,315	4,459
Transfer from long-term to short-term borrowings	$ 9,500	$ 9,000