Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2012

Regulatory Matters [Abstract]

Tier one capital ratios

Bancorp’s and the Bank’s actual capital ratios for purposes of bank regulatory capital guidelines are presented in the following table:

	Ratio required to be well capitalized under prompt corrective action provisions			Minimum ratio required for capital adequacy purposes			Bancorp’s Ratio			Bank’s Ratio
As of September 30, 2012:
Tier 1 Capital (to Average Assets)		³5.00	%		³3.00	%		8.27	%		8.27	%
Tier 1 Capital (to Risk Weighted Assets)		³6.00	%		³4.00	%		12.36			12.36
Total Capital (to Risk Weighted Assets)		³10.00	%		³8.00	%		13.62			13.62
As of December 31, 2011:
Tier 1 Capital (to Average Assets)		³5.00	%		³3.00	%		8.25	%		8.25	%
Tier 1 Capital (to Risk Weighted Assets)		³6.00	%		³4.00	%		12.59			12.59
Total Capital (to Risk Weighted Assets)		³10.00	%		³8.00	%		13.85			13.85
As of September 30, 2011:
Tier 1 Capital (to Average Assets)		³5.00	%		³3.00	%		8.34	%		8.34	%
Tier 1 Capital (to Risk Weighted Assets)		³6.00	%		³4.00	%		12.59			12.59
Total Capital (to Risk Weighted Assets)		³10.00	%		³8.00	%		13.85			13.85