Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
Assets
Non-interest bearing deposits and cash	$ 15,411	$ 18,363
Interest bearing deposits	61	63
Overnight investments	51,195	6,305
Total cash and cash equivalents	66,667	24,731
Investment securities
Available-for-sale, at market value (cost of $280,327 and $338,685 at September 30, 2012 and December 31, 2011, respectively)	284,963	339,450
Loans held for sale	2,379	2,866
Loans	516,934	496,542
Allowance for loan losses	(11,385)	(12,092)
Loans, net	505,549	484,450
Real estate and repossessions acquired in settlement of loans, net	7,118	6,573
Federal Home Loan Bank common stock, at cost	4,150	3,456
Bank premises and equipment, net	25,773	26,289
Accrued interest receivable	4,928	5,308
Bank owned life insurance	12,082	11,778
Other assets	13,983	16,376
Total	927,592	921,277
Deposits
Demand, noninterest bearing	152,495	135,732
Demand, interest bearing	288,829	270,119
Savings	59,016	55,517
Time	279,073	336,277
Total deposits	779,413	797,645
Accrued interest payable	510	519
Short-term borrowings	41,827	11,679
Long-term obligations	16,000	25,500
Other liabilities	5,005	5,491
Total liabilities	842,755	840,834
Shareholders' equity
Preferred stock, Series A	17,578	17,454
Common stock, par value $3.50 per share	10,167	9,974
Capital surplus	25,753	25,873
Warrants	878	878
Retained earnings	27,743	25,926
Accumulated other comprehensive income	2,718	338
Total shareholders' equity	84,837	80,443
Total	$ 927,592	$ 921,277
Common shares outstanding	2,904,841	2,849,841
Common shares authorized	50,000,000	50,000,000
Preferred shares outstanding	17,949	17,949
Preferred shares authorized	2,000,000	2,000,000
Non-voting common shares authorized	2,000,000	2,000,000