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Consolidated Results Of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest income:    
Interest and fees on loans $ 6,369 $ 7,357
Interest on investment securities:    
Interest exempt from federal income taxes 235 128
Taxable interest income 1,882 1,937
Dividend income 11 9
Other interest income 2 7
Total interest income 8,499 9,438
Interest expense:    
Demand accounts 406 557
Savings 95 53
Time 1,270 1,811
Short-term borrowings 81 69
Long-term obligations 119 180
Total interest expense 1,971 2,670
Net interest income 6,528 6,768
Provision for loan losses   3,930
Net interest income after provision for loan losses 6,528 2,838
Noninterest income:    
Service charges on deposit accounts 857 765
Other service charges and fees 329 244
Mortgage origination fees 406 326
Net gain on sale of securities 45 26
Income from bank owned life insurance 101 74
Other operating income (expense) 1 (4)
Total noninterest income 1,739 1,431
Noninterest expenses:    
Salaries 2,919 2,564
Retirement and other employee benefits 1,103 676
Occupancy 530 483
Equipment 590 559
Professional fees 219 271
Supplies 74 51
Communications/data lines 198 169
FDIC insurance 204 326
Other outside services 100 181
Net cost of real estate and repossessions acquired in settlement of loans 684 18
Data processing and related expenses 396 70
Other operating expenses 901 876
Total noninterest expenses 7,918 6,244
Income (loss) before income taxes 349 (1,975)
Income tax benefit (28) (891)
Net income (loss) 377 (1,084)
Preferred stock dividends 224 224
Accretion of discount 41 41
Income (loss) available to common shareholders $ 112 $ (1,349)
Net income (loss) per share - basic $ 0.04 $ (0.47)
Net income (loss) per share - diluted $ 0.04 $ (0.47)
Weighted average shares outstanding - basic 2,849,841 2,849,841
Weighted average shares outstanding - diluted 2,849,841 2,849,841