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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income (loss) $ (1,024) $ 860 $ 1,502
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation 1,435 1,365 1,351
Amortization of premium on investment securities, net 3,372 2,084 940
Provision for loan losses 8,483 12,980 11,100
Deferred income taxes (596) (1,732) (3,918)
Gain on sale of securities (2,631) (5,508) (2,565)
Stock based compensation 21 36 85
Impairment of real estate and repossessions acquired in settlement of loans 875 366 1,034
Loss on sale of real estate and repossessions acquired in settlement of loans 363 638 122
Loss on disposal of premises and equipment   11 15
Increase in accrued interest receivable (65) (276) (304)
Income from bank owned life insurance (324) (297) (310)
Origination of loans held for sale (53,778) (35,452)  
Proceeds from sale of loans held for sale 55,048 31,316  
(Increase) decrease in other assets 805 (342) (3,973)
Decrease in accrued interest payable (112) (490) (1,768)
(Decrease) increase in other liabilities (903) 2,130 (13)
Net cash provided by operating activities 10,969 7,689 3,298
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from sales of investment securities classified as available-for-sale 147,698 191,192 120,310
Proceeds from maturities of investment securities classified as available-for-sale 51,050 55,657 55,613
Purchases of investment securities classified as available-for-sale (262,291) (281,964) (227,680)
Redemption (purchase) of Federal Home Loan Bank common stock 1,115 545 (1,257)
Proceeds from disposal of premises and equipment     12
Purchases of premises and equipment (1,088) (2,285) (970)
Proceeds from disposal of real estate and repossessions acquired in settlement of loans 3,266 2,775 2,801
Purchase of bank owned life insurance (2,500)    
Net loan repayments (originations) 54,910 (2,568) (51,937)
Net cash used in investing activities (7,840) (36,648) (103,108)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase in deposits 11,704 31,211 125,578
Net increase (decrease) in borrowings (8,830) 2,099 (39,806)
Dividends paid to common shareholders (541) (1,118) (2,078)
Dividends paid on preferred stock (897) (897) (745)
Net proceeds from stock options exercised   19 23
Net proceeds from issuance of preferred stock and warrant to purchase common stock     17,850
Net cash provided by financing activities 1,436 31,314 100,822
Increase in cash and cash equivalents 4,565 2,355 1,012
Cash and cash equivalents at beginning of year 20,166 17,811 16,799
Cash and cash equivalents at end of year 24,731 20,166 17,811
SUPPLEMENTAL DISCLOSURE OF NONCASH FINANCING AND INVESTING ACTIVITIES      
Unrealized gains on available-for-sale securities, net of deferred taxes 2,103 (2,702) (205)
Post-retirement health insurance benefit adjustment, net of deferred taxes (113)    
Transfer from long-term to short-term borrowings 9,000 6,500 5,000
Cash dividends declared but not paid   199 520
Transfer from investments to other assets   250  
Transfer from loans to real estate and repossessions acquired in settlement of loans 6,541 3,270 5,676
Transfer from real estate and repossessions acquired in settlement of loans to bank premises and equipment   398  
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION      
Interest paid 10,218 12,378 15,925
Taxes paid $ 20 $ 1,792 $ 3,455