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Consolidated Results Of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
INTEREST INCOME      
Interest and fees on loans $ 28,652 $ 30,745 $ 30,595
Interest on investment securities:      
Interest exempt from federal income taxes 485 1,541 1,406
Taxable interest income 7,862 7,464 8,774
Dividend income 34 44 127
Other interest 44 13 3
Total interest income 37,077 39,807 40,905
INTEREST EXPENSE      
Demand accounts 1,973 1,527 833
Savings 310 91 46
Time 6,925 9,392 12,079
Short-term borrowings 284 241 462
Long-term obligations 614 637 707
Other interest expense     30
Total interest expense 10,106 11,888 14,157
Net interest income 26,971 27,919 26,748
Provision for loan losses 8,483 12,980 11,100
Net interest income after provision for loan losses 18,488 14,939 15,648
NON-INTEREST INCOME      
Service charges on deposit accounts 3,262 3,418 3,652
Other service charges and fees 1,225 1,419 1,160
Mortgage origination fees 1,300 1,283 950
Net gain on sale of securities 2,631 5,508 2,565
Income from bank owned life insurance 324 297 310
Other operating income 58 70 12
Total non-interest income 8,800 11,995 8,649
NON-INTEREST EXPENSE      
Salaries 10,869 9,832 8,287
Retirement and other employee benefits 2,814 2,924 2,488
Occupancy 2,041 1,876 1,832
Equipment 2,173 2,160 1,763
Professional fees 1,386 936 832
Supplies 238 221 216
Communications/Data lines 710 663 642
FDIC insurance 941 1,445 1,689
Other outside services 602 528 470
Net cost of real estate and repossessions acquired in settlement of loans 1,438 1,104 1,345
Data processing and related expenses 1,062 295 304
Securities purchase agreement termination fees 1,686    
Contract early termination fees   1,141  
Other operating expenses 3,896 3,715 3,284
Total non-interest expense 29,856 26,840 23,152
(Loss) income before income taxes (2,568) 94 1,145
Income tax (benefit) (1,544) (766) (357)
Net income (loss) (1,024) 860 1,502
Preferred stock dividends 897 897 853
Accretion of discount 166 166 150
Income (loss) available to common shareholders $ (2,087) $ (203) $ 499
Net income (loss) per share-basic $ (0.73) $ (0.07) $ 0.18
Net income (loss) per share-diluted $ (0.73) $ (0.07) $ 0.18
Weighted average shares outstanding-basic 2,849,841 2,849,594 2,884,950
Weighted average shares outstanding-diluted 2,849,841 2,849,594 2,845,966