Consolidated Balance Sheets (USD $) In Thousands, except Share data, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Non-interest bearing deposits and cash	$ 18,363	$ 11,731
Interest-bearing deposits	63	20
Overnight investments	6,305	8,415
Total cash and cash equivalents	24,731	20,166
Investment securities available-for-sale, at fair value (cost of $338,685 and $275,883 at December 31, 2011 and 2010, respectively)	339,450	273,229
Loans held for sale	2,866	4,136
Loans	496,542	567,631
Allowance for loan losses	(12,092)	(13,247)
Loans, net	484,450	554,384
Real estate and repossessions acquired in settlement of loans, net	6,573	4,536
Federal Home Loan Bank common stock, at cost	3,456	4,571
Bank premises and equipment, net	26,289	26,636
Accrued interest receivable	5,308	5,243
Bank owned life insurance	11,778	8,954
Other assets	16,376	18,014
Total	921,277	919,869
LIABILITIES AND SHAREHOLDERS' EQUITY
Demand, non-interest-bearing	135,732	104,932
Demand, interest-bearing	270,119	262,977
Savings	55,517	29,938
Time	336,277	388,094
Total deposits	797,645	785,941
Accrued interest payable	519	631
Short-term borrowings	11,679	11,509
Long-term obligations	25,500	34,500
Other liabilities	5,491	6,394
Total liabilities	840,834	838,975
Commitments and contingent liabilities
SHAREHOLDERS' EQUITY
Preferred stock, Series A	17,454	17,288
Common stock, par value $3.50 per share	9,974	9,974
Capital surplus	25,873	25,852
Warrant	878	878
Retained earnings	25,926	28,554
Accumulated other comprehensive income (loss)	338	(1,652)
Total shareholders' equity	80,443	80,894
Total	$ 921,277	$ 919,869
Common shares outstanding	2,849,841	2,849,841
Common shares authorized	50,000,000	10,000,000
Preferred shares outstanding	17,949	17,949
Preferred shares authorized	2,000,000	2,000,000
Non-voting common shares authorized	2,000,000