Consolidated Results Of Operations (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income:
Interest and fees on loans	$ 7,096	$ 7,640	$ 21,782	$ 23,062
Interest on investment securities:
Interest exempt from federal income taxes	106	385	351	1,337
Taxable interest income	1,961	1,949	6,061	5,519
Dividend income	9	6	27	40
Other interest income	17	2	38	9
Total interest income	9,189	9,982	28,259	29,967
Interest expense:
Demand accounts	511	406	1,573	1,045
Savings	85	25	212	52
Time	1,751	2,347	5,352	7,248
Short-term borrowings	73	66	215	183
Long-term obligations	146	161	471	434
Total interest expense	2,566	3,005	7,823	8,962
Net interest income	6,623	6,977	20,436	21,005
Provision for loan losses	1,028	3,863	6,231	8,643
Net interest income after provision for loan losses	5,595	3,114	14,205	12,362
Noninterest income:
Service charges on deposit accounts	836	842	2,429	2,558
Other service charges and fees	410	470	984	1,168
Mortgage origination fees	255	351	1,033	856
Net gain on sale of securities	998	2,030	1,882	3,471
Income from bank owned life insurance	74	75	222	223
Other operating (expense) income	(5)	32	(12)	58
Total noninterest income	2,568	3,800	6,538	8,334
Noninterest expenses:
Salaries	2,737	2,548	8,127	7,193
Retirement and other employee benefits	638	740	2,098	2,182
Occupancy	528	480	1,533	1,384
Equipment	550	589	1,622	1,542
Professional fees	240	187	782	686
Supplies	49	45	178	165
Telephone	179	147	537	487
FDIC insurance	236	355	763	1,033
Other outside services	94	123	437	351
Net cost of real estate and repossessions acquired in settlement of loans	645	112	742	493
Other operating expenses	1,643	1,053	3,621	3,017
Total noninterest expenses	7,539	6,379	20,440	18,533
Income before income taxes	624	535	303	2,163
Income tax expense (benefit)	97	(5)	(285)	179
Net income	527	540	588	1,984
Preferred stock dividends	225	225	673	673
Accretion of discount	42	42	124	124
Income (loss) available to common shareholders	$ 260	$ 273	$ (209)	$ 1,187
Net income (loss) per share - basic	$ 0.09	$ 0.10	$ (0.07)	$ 0.42
Net income (loss) per share - diluted	$ 0.09	$ 0.10	$ (0.07)	$ 0.42
Weighted average shares outstanding - basic	2,849,841	2,849,841	2,849,841	2,849,511
Weighted average shares outstanding - diluted	2,849,841	2,849,841	2,849,841	2,849,554