Consolidated Balance Sheets (USD $) In Thousands, except Share data	Sep. 30, 2011	Dec. 31, 2010
Assets
Non-interest bearing deposits and cash	$ 13,123	$ 11,731	[1]
Interest bearing deposits	61	20	[1]
Overnight investments	4,055	8,415	[1]
Total cash and cash equivalents	17,239	20,166	[1]
Investment securities
Available-for-sale, at market value (cost of $325,023 and $275,883 at September 30, 2011 and December 31, 2010, respectively)	327,066	273,229	[1]
Loans held for sale	2,338	4,136	[1]
Loans	521,626	567,631	[1]
Allowance for loan losses	(12,214)	(13,247)	[1]
Loans, net	509,412	554,384	[1]
Real estate and repossessions acquired in settlement of loans, net	6,223	4,536	[1]
Federal Home Loan Bank common stock, at cost	3,768	4,571	[1]
Bank premises and equipment, net	26,137	26,636	[1]
Accrued interest receivable	4,972	5,243	[1]
Bank owned life insurance	11,676	8,954	[1]
Other assets	14,864	18,014	[1]
Total	923,695	919,869	[1]
Liabilities and Shareholders' equity
Demand, noninterest bearing	123,783	104,932	[1]
Demand, interest bearing	257,115	262,977	[1]
Savings	46,879	29,938	[1]
Time	368,832	388,094	[1]
Total deposits	796,609	785,941	[1]
Accrued interest payable	630	631	[1]
Short-term borrowings	13,528	11,509	[1]
Long-term obligations	25,500	34,500	[1]
Other liabilities	4,180	6,394	[1]
Total liabilities	840,447	838,975	[1]
Shareholders' equity
Preferred stock, Series A	17,412	17,288	[1]
Common stock, par value $3.50 per share	9,974	9,974	[1]
Capital surplus	25,868	25,852	[1]
Warrants	878	878	[1]
Retained earnings	27,946	28,554	[1]
Accumulated other comprehensive income (loss)	1,170	(1,652)	[1]
Total shareholders' equity	83,248	80,894	[1]
Total	$ 923,695	$ 919,869	[1]
Common shares outstanding	2,849,841	2,849,841	[1]
Common shares authorized	10,000,000	10,000,000	[1]
Preferred shares outstanding	17,949	17,949	[1]
Preferred shares authorized	2,000,000	2,000,000	[1]

[1] Derived from audited consolidated financial statements.