Consolidated Balance Sheets (USD $) In Thousands, except Share data	Jun. 30, 2011	Dec. 31, 2010
Assets
Non-interest bearing deposits and cash	$ 13,633	$ 11,731	[1]
Interest bearing deposits	61	20	[1]
Overnight investments	34,475	8,415	[1]
Total cash and cash equivalents	48,169	20,166	[1]
Investment securities
Available-for-sale, at market value (cost of $297,407 and $275,883 at June 30, 2011 and December 31, 2010, respectively)	298,116	273,229	[1]
Loans held for sale	1,444	4,136	[1]
Loans	542,687	567,631	[1]
Allowance for loan losses	(15,448)	(13,247)	[1]
Loans, net	527,239	554,384	[1]
Real estate and repossessions acquired in settlement of loans, net	7,050	4,536	[1]
Federal Home Loan Bank common stock, at cost	4,032	4,571	[1]
Bank premises and equipment, net	26,740	26,636	[1]
Accrued interest receivable	4,507	5,243	[1]
Bank owned life insurance	9,102	8,954	[1]
Other assets	15,064	18,014	[1]
Total	941,463	919,869	[1]
Liabilities and Shareholders' equity
Demand, noninterest bearing	123,672	104,932	[1]
Demand, interest bearing	262,259	262,977	[1]
Savings	41,520	29,938	[1]
Time	385,323	388,094	[1]
Total deposits	812,774	785,941	[1]
Accrued interest payable	648	631	[1]
Short-term borrowings	13,711	11,509	[1]
Long-term obligations	27,500	34,500	[1]
Other liabilities	4,510	6,394	[1]
Total liabilities	859,143	838,975	[1]
Shareholders' equity
Preferred stock, Series A	17,370	17,288	[1]
Common stock, par value $3.50 per share	9,974	9,974	[1]
Capital surplus	25,863	25,852	[1]
Warrants	878	878	[1]
Retained earnings	27,886	28,554	[1]
Accumulated other comprehensive income (loss)	349	(1,652)	[1]
Total shareholders' equity	82,320	80,894	[1]
Total	$ 941,463	$ 919,869	[1]
Common shares outstanding	2,849,841	2,849,841	[1]
Common shares authorized	10,000,000	10,000,000	[1]
Preferred shares outstanding	17,949	17,949	[1]
Preferred shares authorized	2,000,000	2,000,000	[1]

[1] Derived from audited consolidated financial statements.