Consent of Independent Registered Public Accounting Firm


We consent to the incorporation by reference in the Registration statements
(Form S-8 No.333-51496 and 333-104389) pertaining to the stock option plans of
Scottish Re Group Limited and (Form S-3 No. 333-113030) pertaining to the shelf
registration of securities of Scottish Re Group Limited of our reports dated
March 15, 2005, with respect to the consolidated financial statements and
schedules of Scottish Re Group Limited and management's assessment of the
effectiveness of internal control over financial reporting of Scottish Re Group
Limited, included in Scottish Re Group Limited's annual Report (Form 10-K) for
the year ended December 31, 2004.


/s/ ERNST & YOUNG LLP


Philadelphia , Pennsylvania
March 18, 2005