305B2

___________________________________________________________________

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C.  20549

_________________________

FORM  T-1

STATEMENT OF ELIGIBILITY

UNDER THE TRUST INDENTURE ACT OF 1939 OF

A CORPORATION DESIGNATED TO ACT AS TRUSTEE

___________________________________________

CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF

A TRUSTEE PURSUANT TO SECTION 305(b)(2)

________________________________________

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

(Exact name of trustee as specified in its charter)

13-4994650

(State of incorporation

(I.R.S. employer

if not a national bank)

identification No.)

1111 Polaris Parkway

Columbus, Ohio

43271

(Address of principal executive offices)

(Zip Code)

Thomas F. Godfrey

Vice President and Assistant General Counsel

JPMorgan Chase Bank, National Association

1 Chase Manhattan Plaza, 25^th Floor

New York, NY 10081

Tel:  (212) 552-2192

(Name, address and telephone number of agent for service)

____________________________________________

ACE Securities Corp., Wells Fargo Financial Auto Owner Trust 2005-A, or any other

trust sponsored by ACE Securities Corp.

 (Exact name of obligor as specified in its charter)

Delaware

56-2088493

 (State or other jurisdiction of

  (I.R.S. employer

incorporation or organization)

   identification No.)

ACE Securities Corp

6525 Morrison Boulevard – Suite 318

Charlotte, North Carolina

28211

(Address of principal executive offices)

(Zip Code)

Automobile Receivable Backed Notes

 (Title of the indenture securities)

GENERAL

Item 1.

General Information.

Furnish the following information as to the trustee:

(a)

Name and address of each examining or supervising authority to which it is subject.

Comptroller of the Currency, Washington, D.C.

Board of Governors of the Federal Reserve System, Washington, D.C., 20551

Federal Deposit Insurance Corporation, Washington, D.C., 20429.

(b)

Whether it is authorized to exercise corporate trust powers.

Yes.

Item 2.

Affiliations with the Obligor and Guarantors.

If the obligor or any guarantor is an affiliate of the trustee, describe each such affiliation.

None.

Item 16.

List of Exhibits

List below all exhibits filed as a part of this Statement of Eligibility.

1.

A copy of  the Articles of Association of  JPMorgan Chase Bank, N.A. (see Exhibit 1 to Form T-1 filed in connection with Registration Statement No. 333-106575 which is incorporated by reference).

2.

A copy of the Certificate of Authority of the Comptroller of the Currency for the trustee to commence business. (see Exhibit 2 to Form T-1 filed in connection with Registration Statement No. 333-106575 which is incorporated by reference).

3.

None, the authority of the trustee to exercise corporate trust powers being contained in the documents described in Exhibits 1 and 2.

4.

A copy of the existing By-Laws of the Trustee. (see Exhibit 4 to Form T-1 filed in connection with Registration Statement No. 333-106575 which is incorporated by reference).

5.

Not applicable.

6.

The consent of the Trustee required by Section 321(b) of the Act.  (see Exhibit  6  to Form T-1 filed in connection with Registration Statement No. 333-106575 which is incorporated by reference).

7.

A copy of the latest report of condition of the Trustee, published pursuant to law or the requirements of its supervising or examining authority.

8.

Not applicable.

9.

Not applicable.

SIGNATURE

   Pursuant to the requirements of the Trust Indenture Act of 1939 the Trustee, JPMorgan Chase Bank, N.A., has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of New York and State of New York, on the 26^th day of May, 2005.

                                                                        JPMORGAN CHASE BANK, N.A.

                                                                        By /s/ Daniel C. Brown, Jr.                       

                                                                             Daniel C. Brown, Jr., Vice President

EX-7

Exhibit 7 to Form T-1

Bank Call Notice

RESERVE DISTRICT NO. 2

CONSOLIDATED REPORT OF CONDITION OF

JPMorgan Chase Bank, N.A.

of 270 Park Avenue, New York, New York 10017

and Foreign and Domestic Subsidiaries,

a member of the Federal Reserve System,

at the close of business December 31, 2004, in

accordance with a call made by the Federal Reserve Bank of this

District pursuant to the provisions of the Federal Reserve Act.

Dollar Amounts

   ASSETS

  in Millions

Cash and balances due from depository institutions:

Noninterest-bearing balances and

currency and coin .....................................................………

$  33,880

Interest-bearing balances ..........................................………

32,628

Securities:  

Held to maturity securities.................................................………               

110

Available for sale securities...............................................………   

  78,962

Federal funds sold and securities purchased under

agreements to resell ..................................................……….

Federal funds sold in domestic offices

             31,459

Securities purchased under agreements to resell

           106,872

Loans and lease financing receivables:

Loans and leases held for sale……………………………….

   24,495

Loans and leases, net of unearned income     $341,550

Less: Allowance for loan and lease losses           5,313

Loans and leases, net of unearned income and

allowance ...............................................…………………….                                 336,237

Trading Assets ..................................................................……….                                  236,768

Premises and fixed assets (including capitalized leases).................                                     7,994

Other real estate owned .....................................................………                                         141

Investments in unconsolidated subsidiaries and

associated companies.................................................………                                          786

Customers’ liability to this bank on acceptances

outstanding ................................................................………                                         471

Intangible assets     

        Goodwill…………………………………………………….

23,120

        Other Intangible assets………………………………………

9,871

Other assets ......................................................................……….

43,571

TOTAL ASSETS ..............................................................………

                  $967,365

                                                                                                                   ==========

LIABILITIES

Deposits

In domestic offices ...................................................……………….

$367,865

Noninterest-bearing ..................................... $133,284

Interest-bearing ..........................................    234,581

In foreign offices, Edge and Agreement

subsidiaries and IBF's .......................................................................

149,845

     Noninterest-bearing……......................             $ 7,002

Interest-bearing ....................................         142,843

Federal funds purchased and securities sold under agree-

ments to repurchase:

Federal funds purchased in domestic offices

15,415

Securities sold under agreements to repurchase

    71,311

Trading liabilities .................................................................…………….

  140,576

Other borrowed money (includes mortgage indebtedness

and obligations under capitalized leases)……………………………

 77,735

Bank's liability on acceptances executed and outstanding………………..

471

Subordinated notes and debentures ...................................……………….

18,767

Other liabilities ......................................................................…………….

43,384

TOTAL LIABILITIES ................................................................…………

885,369

Minority Interest in consolidated subsidiaries …………………………….    

  1,356

EQUITY CAPITAL

Perpetual preferred stock and related surplus……………………………..

0

Common stock ......................................................................……………..

1,785

Surplus  (exclude all surplus related to preferred stock).………………….

58,290

Retained earnings……………………………………………………                                20,968

Accumulated other comprehensive income…………………………….                               (403)

Other equity capital components………………………………………….                               0

TOTAL EQUITY CAPITAL ......................................................…………

   80,640

______

TOTAL LIABILITIES, MINORITY INTEREST, AND EQUITY CAPITAL

$967,365

     ==========

I, Joseph L. Sclafani, E.V.P. & Controller of the above-named

bank, do hereby declare that this Report of Condition has

been prepared in conformance with the instructions issued

by the appropriate Federal regulatory authority and is true

to the best of my knowledge and belief.

JOSEPH L. SCLAFANI

We, the undersigned directors, attest to the correctness

of this Report of Condition and declare that it has been

examined by us, and to the best of our knowledge and

belief has been prepared in conformance with the in-

structions issued by the appropriate Federal regulatory

authority and is true and correct.

WILLIAM B. HARRISON, JR.

 )

JAMES DIMON                         ) DIRECTORS                 

MICHAEL J. CAVANAGH  )