Exhibit 32.2


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In connection with the Quarterly  Report of Capital Trust,  Inc. (the "Company")
on Form  10-Q  for the  period  ending  September  30,  2003 as  filed  with the
Securities and Exchange  Commission on the date hereof (the "Report"),  I, Brian
H.  Oswald,  Chief  Financial  Officer of the Company,  certify,  pursuant to 18
U.S.C.  Section 1350, as adopted  pursuant to Section 906 of the  Sarbanes-Oxley
Act of 2002, that:


1.    The Report fully complies with the  requirements of section 13(a) or 15(d)
      of the Securities Exchange Act of 1934; and


2.    The information  contained in the Report fairly presents,  in all material
      respects, the financial condition and result of operations of the Company.


  /s/ Brian H. Oswald
----------------------
Brian H. Oswald
Chief Financial Officer
November 6, 2003