The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON 88579Y101 5,603 37,195 SH   SOLE   37,195 0 0
3M CO COMMON 88579Y101 5,485 36,408 SH   OTR   0 36,408 0
ABBOTT LABS COMMON 002824100 3,710 82,600 SH   SOLE   82,600 0 0
ABBOTT LABS COMMON 002824100 935 20,818 SH   OTR   0 20,818 0
ABBVIE INC COMMON 00287Y109 2,039 34,423 SH   SOLE   34,423 0 0
ABBVIE INC COMMON 00287Y109 1,273 21,483 SH   OTR   0 21,483 0
ACCENTURE PLC CL A COMMON G1151C101 278 2,662 SH   SOLE   2,662 0 0
ADOBE SYS INC COMMON 00724F101 274 2,913 SH   SOLE   2,913 0 0
ADOBE SYS INC COMMON 00724F101 45 476 SH   OTR   0 476 0
AETNA INC COMMON 00817Y108 790 7,305 SH   SOLE   7,305 0 0
AETNA INC COMMON 00817Y108 2 23 SH   OTR   0 23 0
AFLAC INC COMMON 001055102 1,408 23,503 SH   SOLE   23,503 0 0
AFLAC INC COMMON 001055102 172 2,870 SH   OTR   0 2,870 0
AGILENT TECHNOLOGIES INC COMMON 00846U101 267 6,388 SH   SOLE   6,388 0 0
AGILENT TECHNOLOGIES INC COMMON 00846U101 29 700 SH   OTR   0 700 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 861 6,614 SH   SOLE   6,614 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 147 1,129 SH   OTR   0 1,129 0
ALLERGAN PLC COMMON G0177J108 554 1,772 SH   SOLE   1,772 0 0
ALLERGAN PLC COMMON G0177J108 2 5 SH   OTR   0 5 0
ALLSTATE CORP COMMON 020002101 106 1,705 SH   SOLE   1,705 0 0
ALLSTATE CORP COMMON 020002101 562 9,057 SH   OTR   0 9,057 0
ALPHABET INC CL A COMMON 02079K305 1,344 1,728 SH   SOLE   1,728 0 0
ALPHABET INC CL A COMMON 02079K305 18 23 SH   OTR   0 23 0
ALPHABET INC CL C COMMON 02079K107 1,311 1,728 SH   SOLE   1,728 0 0
ALPHABET INC CL C COMMON 02079K107 307 404 SH   OTR   0 404 0
ALTRIA GROUP INC COMMON 02209S103 1,399 24,036 SH   SOLE   24,036 0 0
ALTRIA GROUP INC COMMON 02209S103 1,166 20,029 SH   OTR   0 20,029 0
AMAZON.COM INC COMMON 023135106 471 697 SH   SOLE   697 0 0
AMAZON.COM INC COMMON 023135106 9 14 SH   OTR   0 14 0
AMERICAN ELEC PWR INC COMMON 025537101 138 2,376 SH   SOLE   2,376 0 0
AMERICAN ELEC PWR INC COMMON 025537101 204 3,500 SH   OTR   0 3,500 0
AMERICAN EXPRESS CO COMMON 025816109 342 4,921 SH   SOLE   4,921 0 0
AMERICAN EXPRESS CO COMMON 025816109 804 11,566 SH   OTR   0 11,566 0
AMERIPRISE FINANCIAL INC. COMMON 03076C106 63 589 SH   SOLE   589 0 0
AMERIPRISE FINANCIAL INC. COMMON 03076C106 152 1,430 SH   OTR   0 1,430 0
AMERISOURCEBERGEN CORP COMMON 03073E105 2,216 21,369 SH   SOLE   21,369 0 0
AMERISOURCEBERGEN CORP COMMON 03073E105 61 587 SH   OTR   0 587 0
AMGEN INC COMMON 031162100 2,907 17,906 SH   SOLE   17,906 0 0
AMGEN INC COMMON 031162100 358 2,208 SH   OTR   0 2,208 0
ANTHEM INC COMMON 036752103 70 500 SH   SOLE   500 0 0
ANTHEM INC COMMON 036752103 279 2,000 SH   OTR   0 2,000 0
APPLE INC COMMON 037833100 6,753 64,152 SH   SOLE   64,152 0 0
APPLE INC COMMON 037833100 1,406 13,359 SH   OTR   0 13,359 0
ARES CAPITAL CORP COMMON 04010L103 158 11,100 SH   SOLE   11,100 0 0
ARES CAPITAL CORP COMMON 04010L103 369 25,900 SH   OTR   0 25,900 0
AT&T INC COMMON 00206R102 3,869 112,435 SH   SOLE   112,435 0 0
AT&T INC COMMON 00206R102 1,051 30,538 SH   OTR   0 30,538 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 2,995 35,347 SH   SOLE   35,347 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 1,377 16,248 SH   OTR   0 16,248 0
AVERY DENNISON CORP COMMON 053611109 62 985 SH   SOLE   985 0 0
AVERY DENNISON CORP COMMON 053611109 177 2,830 SH   OTR   0 2,830 0
BANK OF AMERICA CORP COMMON 060505104 1,026 60,949 SH   SOLE   60,949 0 0
BANK OF AMERICA CORP COMMON 060505104 1,058 62,890 SH   OTR   0 62,890 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 1,071 25,991 SH   SOLE   25,991 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 210 5,089 SH   OTR   0 5,089 0
BAXALTA INC COMMON 07177M103 728 18,648 SH   SOLE   18,648 0 0
BAXALTA INC COMMON 07177M103 60 1,540 SH   OTR   0 1,540 0
BAXTER INTL INC COMMON 071813109 1,629 42,706 SH   SOLE   42,706 0 0
BAXTER INTL INC COMMON 071813109 69 1,815 SH   OTR   0 1,815 0
BECTON DICKINSON COMMON 075887109 2,421 15,714 SH   SOLE   15,714 0 0
BECTON DICKINSON COMMON 075887109 2,577 16,726 SH   OTR   0 16,726 0
BEMIS INC COMMON 081437105 247 5,519 SH   SOLE   5,519 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 891 6,752 SH   SOLE   6,752 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 297 2,253 SH   OTR   0 2,253 0
BIOGEN INC COMMON 09062X103 691 2,256 SH   SOLE   2,256 0 0
BIOGEN INC COMMON 09062X103 2 6 SH   OTR   0 6 0
BOEING CO COMMON 097023105 1,795 12,412 SH   SOLE   12,412 0 0
BOEING CO COMMON 097023105 491 3,393 SH   OTR   0 3,393 0
BP PLC SPONS ADR COMMON 055622104 392 12,535 SH   SOLE   12,535 0 0
BP PLC SPONS ADR COMMON 055622104 407 13,028 SH   OTR   0 13,028 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 1,786 25,966 SH   SOLE   25,966 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 2,342 34,048 SH   OTR   0 34,048 0
BROADRIDGE FINL SOLUTIONS INC COMMON 11133T103 27 500 SH   SOLE   500 0 0
BROADRIDGE FINL SOLUTIONS INC COMMON 11133T103 349 6,500 SH   OTR   0 6,500 0
CAMPBELL SOUP CO COMMON 134429109 180 3,422 SH   SOLE   3,422 0 0
CAMPBELL SOUP CO COMMON 134429109 263 5,000 SH   OTR   0 5,000 0
CATERPILLAR INC COMMON 149123101 128 1,890 SH   SOLE   1,890 0 0
CATERPILLAR INC COMMON 149123101 102 1,500 SH   OTR   0 1,500 0
CDK GLOBAL HOLDINGS LLC COMMON 12508E101 207 4,366 SH   SOLE   4,366 0 0
CDK GLOBAL HOLDINGS LLC COMMON 12508E101 220 4,644 SH   OTR   0 4,644 0
CENTERPOINT ENERGY INC COMMON 15189T107 22 1,176 SH   SOLE   1,176 0 0
CENTERPOINT ENERGY INC COMMON 15189T107 231 12,580 SH   OTR   0 12,580 0
CENTURYLINK INC COMMON 156700106 73 2,914 SH   SOLE   2,914 0 0
CENTURYLINK INC COMMON 156700106 188 7,492 SH   OTR   0 7,492 0
CERNER CORP COMMON 156782104 1,123 18,660 SH   SOLE   18,660 0 0
CERNER CORP COMMON 156782104 328 5,450 SH   OTR   0 5,450 0
CHEVRON CORPORATION COMMON 166764100 4,686 52,086 SH   SOLE   52,086 0 0
CHEVRON CORPORATION COMMON 166764100 911 10,130 SH   OTR   0 10,130 0
CHINA MOBILE LIMITED SPONS ADR COMMON 16941M109 19 345 SH   SOLE   345 0 0
CHINA MOBILE LIMITED SPONS ADR COMMON 16941M109 225 4,000 SH   OTR   0 4,000 0
CHUBB CORP COMMON 171232101 301 2,268 SH   SOLE   2,268 0 0
CHUBB CORP COMMON 171232101 66 500 SH   OTR   0 500 0
CIGNA CORP COMMON 125509109 7,456 50,951 SH   SOLE   50,951 0 0
CIGNA CORP COMMON 125509109 119 813 SH   OTR   0 813 0
CISCO SYSTEMS INC COMMON 17275R102 1,165 42,893 SH   SOLE   42,893 0 0
CISCO SYSTEMS INC COMMON 17275R102 614 22,624 SH   OTR   0 22,624 0
CLOROX COMPANY COMMON 189054109 216 1,700 SH   SOLE   1,700 0 0
CLOROX COMPANY COMMON 189054109 10 80 SH   OTR   0 80 0
COCA COLA CO COMMON 191216100 1,808 42,078 SH   SOLE   42,078 0 0
COCA COLA CO COMMON 191216100 1,205 28,045 SH   OTR   0 28,045 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COMMON 192446102 643 10,705 SH   SOLE   10,705 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COMMON 192446102 36 600 SH   OTR   0 600 0
COLGATE PALMOLIVE CO COMMON 194162103 190 2,858 SH   SOLE   2,858 0 0
COLGATE PALMOLIVE CO COMMON 194162103 452 6,786 SH   OTR   0 6,786 0
COMCAST CORP-CL A COMMON 20030N101 1,320 23,383 SH   SOLE   23,383 0 0
COMCAST CORP-CL A COMMON 20030N101 57 1,009 SH   OTR   0 1,009 0
CONOCOPHILLIPS COMMON 20825C104 785 16,823 SH   SOLE   16,823 0 0
CONOCOPHILLIPS COMMON 20825C104 234 5,007 SH   OTR   0 5,007 0
CONSUMER STAPLES SELECT SECTOR SPDR COMMON 81369Y308 206 4,081 SH   SOLE   650 0 0
CONSUMER STAPLES SELECT SECTOR SPDR COMMON 81369Y308 39 765 SH   OTR   0 412 0
CORNING INC COMMON 219350105 197 10,799 SH   SOLE   10,799 0 0
CORNING INC COMMON 219350105 582 31,820 SH   OTR   0 31,820 0
COSTCO WHOLESALE CORP NEW COMMON 22160K105 1,051 6,510 SH   SOLE   6,510 0 0
COSTCO WHOLESALE CORP NEW COMMON 22160K105 17 108 SH   OTR   0 108 0
CSX CORP COMMON 126408103 856 32,980 SH   SOLE   32,980 0 0
CSX CORP COMMON 126408103 19 720 SH   OTR   0 720 0
CULLEN FROST BANKERS INC COMMON 229899109 1,010 16,830 SH   SOLE   16,830 0 0
CULLEN FROST BANKERS INC COMMON 229899109 6 100 SH   OTR   0 100 0
CVS HEALTH CORP COMMON 126650100 5,003 51,168 SH   SOLE   51,168 0 0
CVS HEALTH CORP COMMON 126650100 750 7,670 SH   OTR   0 7,670 0
DANAHER CORP COMMON 235851102 2,344 25,238 SH   SOLE   25,238 0 0
DANAHER CORP COMMON 235851102 467 5,025 SH   OTR   0 5,025 0
DIAGEO PLC SPONS ADR COMMON 25243Q205 118 1,080 SH   SOLE   1,080 0 0
DIAGEO PLC SPONS ADR COMMON 25243Q205 219 2,004 SH   OTR   0 2,004 0
DISNEY WALT CO NEW COMMON 254687106 4,417 42,031 SH   SOLE   42,031 0 0
DISNEY WALT CO NEW COMMON 254687106 844 8,031 SH   OTR   0 8,031 0
DOLLAR GENERAL CORP COMMON 256677105 1,916 26,658 SH   SOLE   26,658 0 0
DOLLAR GENERAL CORP COMMON 256677105 50 700 SH   OTR   0 700 0
DOMINION RESOURCES INC COMMON 25746U109 333 4,918 SH   SOLE   4,918 0 0
DOW CHEMICAL COMPANY COMMON 260543103 611 11,863 SH   SOLE   11,863 0 0
DOW CHEMICAL COMPANY COMMON 260543103 475 9,226 SH   OTR   0 9,226 0
DR PEPPER SNAPPLE GROUP INC COMMON 26138E109 375 4,021 SH   SOLE   4,021 0 0
DR PEPPER SNAPPLE GROUP INC COMMON 26138E109 35 376 SH   OTR   0 376 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 824 12,371 SH   SOLE   12,371 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 1,505 22,600 SH   OTR   0 22,600 0
DUKE ENERGY CORP COMMON 26441C204 233 3,266 SH   SOLE   3,266 0 0
DUKE ENERGY CORP COMMON 26441C204 107 1,499 SH   OTR   0 1,499 0
ECOLAB INC COMMON 278865100 4,104 35,881 SH   SOLE   35,881 0 0
ECOLAB INC COMMON 278865100 932 8,146 SH   OTR   0 8,146 0
EMC CORP MASS COMMON 268648102 503 19,574 SH   SOLE   19,574 0 0
EMC CORP MASS COMMON 268648102 74 2,865 SH   OTR   0 2,865 0
EMERSON ELEC CO COMMON 291011104 814 17,016 SH   SOLE   17,016 0 0
EMERSON ELEC CO COMMON 291011104 275 5,745 SH   OTR   0 5,745 0
EXPRESS SCRIPTS HLDG COMMON 30219G108 150 1,716 SH   SOLE   1,716 0 0
EXPRESS SCRIPTS HLDG COMMON 30219G108 252 2,883 SH   OTR   0 2,883 0
EXXONMOBIL CORP COMMON 30231G102 10,895 139,768 SH   SOLE   139,768 0 0
EXXONMOBIL CORP COMMON 30231G102 7,089 90,938 SH   OTR   0 90,938 0
FACEBOOK INC-A COMMON 30303M102 219 2,094 SH   SOLE   2,094 0 0
FACEBOOK INC-A COMMON 30303M102 28 270 SH   OTR   0 270 0
FEDEX CORPORATION COMMON 31428X106 85 572 SH   SOLE   572 0 0
FEDEX CORPORATION COMMON 31428X106 171 1,148 SH   OTR   0 1,148 0
FIRST NIAGARA FINANCIAL GRP COMMON 33582V108 2,754 253,867 SH   DFND   0 0 253,867
FISERV INC COMMON 337738108 306 3,349 SH   SOLE   3,349 0 0
FISERV INC COMMON 337738108 37 400 SH   OTR   0 400 0
FORD MOTOR CO DEL 'NEW' COMMON 345370860 675 47,940 SH   SOLE   47,940 0 0
FORD MOTOR CO DEL 'NEW' COMMON 345370860 200 14,166 SH   OTR   0 14,166 0
FORTUNE BRANDS HOME & SECURITY, INC COMMON 34964C106 346 6,235 SH   SOLE   6,235 0 0
FORTUNE BRANDS HOME & SECURITY, INC COMMON 34964C106 105 1,900 SH   OTR   0 1,900 0
GENERAL DYNAMICS CORP COMMON 369550108 382 2,780 SH   SOLE   2,780 0 0
GENERAL DYNAMICS CORP COMMON 369550108 62 450 SH   OTR   0 450 0
GENERAL ELECTRIC CORP COMMON 369604103 5,707 183,219 SH   SOLE   183,219 0 0
GENERAL ELECTRIC CORP COMMON 369604103 6,360 204,176 SH   OTR   0 204,176 0
GENERAL MLS INC COMMON 370334104 937 16,242 SH   SOLE   16,242 0 0
GENERAL MLS INC COMMON 370334104 899 15,600 SH   OTR   0 15,600 0
GILEAD SCIENCES INC COMMON 375558103 1,932 19,091 SH   SOLE   19,091 0 0
GILEAD SCIENCES INC COMMON 375558103 40 398 SH   OTR   0 398 0
GLAXO SMITHKLINE SPONS ADR COMMON 37733W105 69 1,703 SH   SOLE   1,703 0 0
GLAXO SMITHKLINE SPONS ADR COMMON 37733W105 245 6,075 SH   OTR   0 6,075 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 735 4,076 SH   SOLE   4,076 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 296 1,644 SH   OTR   0 1,644 0
GRAINGER W W INC COMMON 384802104 2,066 10,199 SH   SOLE   10,199 0 0
GRAINGER W W INC COMMON 384802104 142 702 SH   OTR   0 702 0
HANESBRANDS INC COMMON 410345102 5 156 SH   SOLE   156 0 0
HANESBRANDS INC COMMON 410345102 256 8,700 SH   OTR   0 8,700 0
HASBRO INC COMMON 418056107 1,347 20,000 SH   SOLE   20,000 0 0
HCP INC REIT COMMON 40414L109 83 2,174 SH   SOLE   2,174 0 0
HCP INC REIT COMMON 40414L109 120 3,150 SH   OTR   0 3,150 0
HEALTH CARE SELECT SECTOR SPDR COMMON 81369Y209 298 4,136 SH   SOLE   4,136 0 0
HEALTH CARE SELECT SECTOR SPDR COMMON 81369Y209 47 645 SH   OTR   0 645 0
HEWLETT PACKARD ENTERPRISE COMPANY COMMON 42824C109 486 31,947 SH   SOLE   31,947 0 0
HEWLETT PACKARD ENTERPRISE COMPANY COMMON 42824C109 324 21,305 SH   OTR   0 21,305 0
HOME DEPOT INC COMMON 437076102 1,594 12,056 SH   SOLE   12,056 0 0
HOME DEPOT INC COMMON 437076102 578 4,374 SH   OTR   0 4,374 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 1,568 15,137 SH   SOLE   15,137 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 729 7,038 SH   OTR   0 7,038 0
HP INC COMMON 40434L105 379 31,971 SH   SOLE   31,971 0 0
HP INC COMMON 40434L105 252 21,305 SH   OTR   0 21,305 0
HSBC HOLDINGS PLC SPONS ADR COMMON 404280406 63 1,604 SH   SOLE   1,604 0 0
HSBC HOLDINGS PLC SPONS ADR COMMON 404280406 237 6,000 SH   OTR   0 6,000 0
ILLINOIS TOOL WKS INC COMMON 452308109 4,010 43,270 SH   SOLE   43,270 0 0
ILLINOIS TOOL WKS INC COMMON 452308109 745 8,040 SH   OTR   0 8,040 0
INGERSOLL-RAND PLC COMMON G47791101 129 2,337 SH   SOLE   2,337 0 0
INGERSOLL-RAND PLC COMMON G47791101 83 1,500 SH   OTR   0 1,500 0
INTEL CORP COMMON 458140100 2,793 81,062 SH   SOLE   81,062 0 0
INTEL CORP COMMON 458140100 1,989 57,745 SH   OTR   0 57,745 0
INTERNATIONAL FLAVORS & FRAGRANCES COMMON 459506101 224 1,875 SH   SOLE   1,875 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 3,361 24,422 SH   SOLE   24,422 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 4,235 30,773 SH   OTR   0 30,773 0
ITC HOLDINGS CORP COMMON 465685105 725 18,484 SH   SOLE   18,484 0 0
ITC HOLDINGS CORP COMMON 465685105 53 1,340 SH   OTR   0 1,340 0
JM SMUCKER CO COMMON 832696405 2,339 18,964 SH   SOLE   18,964 0 0
JM SMUCKER CO COMMON 832696405 107 867 SH   OTR   0 867 0
JOHNSON & JOHNSON COMMON 478160104 14,902 145,072 SH   SOLE   145,072 0 0
JOHNSON & JOHNSON COMMON 478160104 3,496 34,032 SH   OTR   0 34,032 0
JP MORGAN CHASE & CO COMMON 46625H100 3,763 56,993 SH   SOLE   56,993 0 0
JP MORGAN CHASE & CO COMMON 46625H100 2,183 33,067 SH   OTR   0 33,067 0
KIMBERLY CLARK CORP COMMON 494368103 1,641 12,888 SH   SOLE   12,888 0 0
KIMBERLY CLARK CORP COMMON 494368103 782 6,140 SH   OTR   0 6,140 0
KINDER MORGAN INC COMMON 49456B101 135 9,020 SH   SOLE   9,020 0 0
KINDER MORGAN INC COMMON 49456B101 20 1,331 SH   OTR   0 1,331 0
KRAFT HEINZ CO COMMON 500754106 386 5,301 SH   SOLE   5,301 0 0
KRAFT HEINZ CO COMMON 500754106 539 7,409 SH   OTR   0 7,409 0
KROGER CO COMMON 501044101 201 4,802 SH   SOLE   4,802 0 0
LILLY ELI & CO COMMON 532457108 305 3,624 SH   SOLE   3,624 0 0
LILLY ELI & CO COMMON 532457108 354 4,200 SH   OTR   0 4,200 0
LOCKHEED MARTIN CORP COMMON 539830109 128 588 SH   SOLE   588 0 0
LOCKHEED MARTIN CORP COMMON 539830109 314 1,448 SH   OTR   0 1,448 0
LOWES COS INC COMMON 548661107 1,627 21,403 SH   SOLE   21,403 0 0
LOWES COS INC COMMON 548661107 180 2,367 SH   OTR   0 2,367 0
M & T BANK CORP COMMON 55261F104 236 1,946 SH   SOLE   1,946 0 0
MARSH & MCLENNAN COS INC COMMON 571748102 1,971 35,554 SH   SOLE   35,554 0 0
MARSH & MCLENNAN COS INC COMMON 571748102 13 232 SH   OTR   0 232 0
MASTERCARD INC CL A COMMON 57636Q104 242 2,487 SH   SOLE   2,487 0 0
MASTERCARD INC CL A COMMON 57636Q104 2 21 SH   OTR   0 21 0
MCCORMICK & CO INC COMMON 579780206 250 2,923 SH   SOLE   2,923 0 0
MCDONALDS CORP COMMON 580135101 1,284 10,872 SH   SOLE   10,872 0 0
MCDONALDS CORP COMMON 580135101 489 4,141 SH   OTR   0 4,141 0
MCGRAW HILL FINANCIAL INC COMMON 580645109 231 2,346 SH   SOLE   2,346 0 0
MCGRAW HILL FINANCIAL INC COMMON 580645109 177 1,800 SH   OTR   0 1,800 0
MEDTRONIC PLC COMMON G5960L103 321 4,179 SH   SOLE   4,179 0 0
MEDTRONIC PLC COMMON G5960L103 40 520 SH   OTR   0 520 0
MERCK & CO INC COMMON 58933Y105 1,792 33,932 SH   SOLE   33,932 0 0
MERCK & CO INC COMMON 58933Y105 2,405 45,539 SH   OTR   0 45,539 0
METLIFE INC COMMON 59156R108 1,300 26,959 SH   SOLE   26,959 0 0
METLIFE INC COMMON 59156R108 117 2,437 SH   OTR   0 2,437 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 2,152 46,231 SH   SOLE   46,231 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 109 2,337 SH   OTR   0 2,337 0
MICROSOFT CORP COMMON 594918104 3,168 57,101 SH   SOLE   57,101 0 0
MICROSOFT CORP COMMON 594918104 2,898 52,232 SH   OTR   0 52,232 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 820 18,298 SH   SOLE   18,298 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 1,354 30,201 SH   OTR   0 30,201 0
MOODYS CORP COMMON 615369105 301 3,000 SH   OTR   0 3,000 0
MORGAN STANLEY COMMON 617446448 258 8,111 SH   SOLE   8,111 0 0
MORGAN STANLEY COMMON 617446448 187 5,894 SH   OTR   0 5,894 0
NATIONAL PENN BANCSHARES INC COMMON 637138108 123 10,000 SH   SOLE   10,000 0 0
NEW JERSEY RES CORP COMMON 646025106 271 8,224 SH   SOLE   8,224 0 0
NEXTERA ENERGY INC COMMON 65339F101 1,648 15,867 SH   SOLE   15,867 0 0
NEXTERA ENERGY INC COMMON 65339F101 2,127 20,475 SH   OTR   0 20,475 0
NIKE INC-CLASS B COMMON 654106103 2,983 47,734 SH   SOLE   47,734 0 0
NIKE INC-CLASS B COMMON 654106103 687 10,998 SH   OTR   0 10,998 0
NORDSTROM INC COMMON 655664100 282 5,652 SH   SOLE   5,652 0 0
NORDSTROM INC COMMON 655664100 56 1,130 SH   OTR   0 1,130 0
NORFOLK SOUTHERN CORP COMMON 655844108 229 2,707 SH   SOLE   2,707 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 390 4,610 SH   OTR   0 4,610 0
NOVARTIS AG SPONSORED ADR COMMON 66987V109 77 900 SH   SOLE   900 0 0
NOVARTIS AG SPONSORED ADR COMMON 66987V109 362 4,212 SH   OTR   0 4,212 0
OCCIDENTAL PETE CORP COMMON 674599105 1,755 25,960 SH   SOLE   25,960 0 0
OCCIDENTAL PETE CORP COMMON 674599105 190 2,813 SH   OTR   0 2,813 0
OMNICOM GROUP COMMON 681919106 3,521 46,534 SH   SOLE   46,534 0 0
OMNICOM GROUP COMMON 681919106 319 4,221 SH   OTR   0 4,221 0
ORACLE CORPORATION COMMON 68389X105 695 19,019 SH   SOLE   19,019 0 0
ORACLE CORPORATION COMMON 68389X105 119 3,248 SH   OTR   0 3,248 0
PAYCHEX INC COMMON 704326107 77 1,454 SH   SOLE   1,454 0 0
PAYCHEX INC COMMON 704326107 495 9,352 SH   OTR   0 9,352 0
PEOPLES UNITED FINANCIAL, INC COMMON 712704105 84 5,185 SH   SOLE   5,185 0 0
PEOPLES UNITED FINANCIAL, INC COMMON 712704105 135 8,336 SH   OTR   0 8,336 0
PEPSICO INC COMMON 713448108 4,831 48,344 SH   SOLE   48,344 0 0
PEPSICO INC COMMON 713448108 3,002 30,048 SH   OTR   0 30,048 0
PFIZER INC COMMON 717081103 5,335 165,275 SH   SOLE   165,275 0 0
PFIZER INC COMMON 717081103 1,666 51,614 SH   OTR   0 51,614 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 4,590 52,211 SH   SOLE   52,211 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 1,818 20,678 SH   OTR   0 20,678 0
PHILLIPS 66 COMMON 718546104 135 1,654 SH   SOLE   1,654 0 0
PHILLIPS 66 COMMON 718546104 155 1,889 SH   OTR   0 1,889 0
PNC FINANCIAL SERVICES GROUP COMMON 693475105 1,104 11,579 SH   SOLE   11,579 0 0
PPG INDUSTRIES INC COMMON 693506107 435 4,402 SH   SOLE   4,402 0 0
PPG INDUSTRIES INC COMMON 693506107 846 8,564 SH   OTR   0 8,564 0
PPL CORPORATION COMMON 69351T106 235 6,880 SH   SOLE   6,880 0 0
PPL CORPORATION COMMON 69351T106 82 2,400 SH   OTR   0 2,400 0
PRAXAIR INC COMMON 74005P104 1,061 10,360 SH   SOLE   10,360 0 0
PRAXAIR INC COMMON 74005P104 489 4,772 SH   OTR   0 4,772 0
PROCTER & GAMBLE CO COMMON 742718109 7,291 91,814 SH   SOLE   91,814 0 0
PROCTER & GAMBLE CO COMMON 742718109 2,384 30,025 SH   OTR   0 30,025 0
PRUDENTIAL FINL INC COMMON 744320102 24 300 SH   SOLE   300 0 0
PRUDENTIAL FINL INC COMMON 744320102 244 3,000 SH   OTR   0 3,000 0
PUBLIC SERVICE ENTERPRISE GROUP INC COMMON 744573106 427 11,047 SH   SOLE   11,047 0 0
QUALCOMM INC COMMON 747525103 269 5,379 SH   SOLE   5,379 0 0
QUALCOMM INC COMMON 747525103 379 7,578 SH   OTR   0 7,578 0
RAYTHEON COMPANY COMMON 755111507 169 1,361 SH   SOLE   1,361 0 0
RAYTHEON COMPANY COMMON 755111507 132 1,061 SH   OTR   0 1,061 0
REYNOLDS AMERICAN INC COMMON 761713106 1,409 30,537 SH   SOLE   30,537 0 0
REYNOLDS AMERICAN INC COMMON 761713106 29 628 SH   OTR   0 628 0
ROPER TECHNOLOGIES INC COMMON 776696106 36 188 SH   SOLE   188 0 0
ROPER TECHNOLOGIES INC COMMON 776696106 870 4,585 SH   OTR   0 4,585 0
ROYAL CARIBBEAN CRUISES LTD COMMON V7780T103 260 2,570 SH   SOLE   2,570 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON 780259206 1,551 33,862 SH   SOLE   33,862 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON 780259206 74 1,617 SH   OTR   0 1,617 0
SBT BANCORP INC COMMON 78391C106 207 9,778 SH   SOLE   9,778 0 0
SCHEIN HENRY INC COMMON 806407102 273 1,723 SH   SOLE   1,723 0 0
SCHEIN HENRY INC COMMON 806407102 196 1,239 SH   OTR   0 1,239 0
SCHLUMBERGER LTD COMMON 806857108 831 11,915 SH   SOLE   11,915 0 0
SCHLUMBERGER LTD COMMON 806857108 607 8,706 SH   OTR   0 8,706 0
SEADRILL LIMITED COMMON G7945E105 0 69 SH   SOLE   69 0 0
SEADRILL LIMITED COMMON G7945E105 35 10,300 SH   OTR   0 10,300 0
SIRIUS XM HOLDINGS INC COMMON 82968B103 108 26,556 SH   SOLE   26,556 0 0
SOLITARIO EXPLORATION & ROY COMMON 8342EP107 15 29,414 SH   OTR   0 29,414 0
SOUTHERN COMPANY COMMON 842587107 517 11,045 SH   SOLE   11,045 0 0
SOUTHERN COMPANY COMMON 842587107 511 10,912 SH   OTR   0 10,912 0
SOUTHWEST AIRLINES CO COMMON 844741108 1,220 28,336 SH   SOLE   28,336 0 0
SPDR GOLD TRUST COMMON 78463V107 62 611 SH   SOLE   611 0 0
SPDR GOLD TRUST COMMON 78463V107 200 1,968 SH   OTR   0 1,968 0
STANLEY BLACK & DECKER INC COMMON 854502101 297 2,781 SH   SOLE   2,781 0 0
STATE STREET CORP COMMON 857477103 3,461 52,157 SH   SOLE   52,157 0 0
STATE STREET CORP COMMON 857477103 70 1,051 SH   OTR   0 1,051 0
STRYKER CORP COMMON 863667101 1,043 11,225 SH   SOLE   11,225 0 0
STRYKER CORP COMMON 863667101 56 600 SH   OTR   0 600 0
SYSCO CORP COMMON 871829107 298 7,268 SH   SOLE   7,268 0 0
SYSCO CORP COMMON 871829107 246 6,000 SH   OTR   0 6,000 0
T ROWE PRICE GROUP INC COMMON 74144T108 554 7,745 SH   SOLE   7,745 0 0
T ROWE PRICE GROUP INC COMMON 74144T108 70 973 SH   OTR   0 973 0
TARGET CORP COMMON 87612E106 987 13,596 SH   SOLE   13,596 0 0
TARGET CORP COMMON 87612E106 301 4,151 SH   OTR   0 4,151 0
TECK RESOURCES LTD COMMON 878742303 56 10,000 SH   SOLE   10,000 0 0
TEVA PHARMACEUTICAL INDS LTD ADR COMMON 881624209 212 3,236 SH   SOLE   3,236 0 0
TEVA PHARMACEUTICAL INDS LTD ADR COMMON 881624209 10 159 SH   OTR   0 159 0
TEXAS INSTRUMENTS INC COMMON 882508104 231 4,221 SH   SOLE   4,221 0 0
THE HERSHEY COMPANY COMMON 427866108 238 2,665 SH   SOLE   2,665 0 0
THERMO FISHER SCIENTIFIC INC COMMON 883556102 3,004 21,175 SH   SOLE   21,175 0 0
THERMO FISHER SCIENTIFIC INC COMMON 883556102 228 1,605 SH   OTR   0 1,605 0
TJX COS INC COMMON 872540109 156 2,203 SH   SOLE   2,203 0 0
TJX COS INC COMMON 872540109 64 900 SH   OTR   0 900 0
TOTAL S.A. SPONS ADR COMMON 89151E109 10 229 SH   SOLE   229 0 0
TOTAL S.A. SPONS ADR COMMON 89151E109 369 8,200 SH   OTR   0 8,200 0
UNION PAC CORP COMMON 907818108 758 9,692 SH   SOLE   9,692 0 0
UNION PAC CORP COMMON 907818108 994 12,707 SH   OTR   0 12,707 0
UNITED TECHNOLOGIES CORP COMMON 913017109 4,098 42,656 SH   SOLE   42,656 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 2,410 25,089 SH   OTR   0 25,089 0
UNITEDHEALTH GROUP INC COMMON 91324P102 2,646 22,496 SH   SOLE   22,496 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 19 161 SH   OTR   0 161 0
UNIVEST CORPORATION OF PENNSYLVANIA COMMON 915271100 682 32,679 SH   SOLE   32,679 0 0
UNIVEST CORPORATION OF PENNSYLVANIA COMMON 915271100 100 4,803 SH   OTR   0 4,803 0
US BANCORP NEW COMMON 902973304 293 6,858 SH   SOLE   6,858 0 0
US BANCORP NEW COMMON 902973304 232 5,441 SH   OTR   0 5,441 0
VANGUARD ENERGY ETF COMMON 92204A306 994 11,963 SH   SOLE   11,963 0 0
VANGUARD ENERGY ETF COMMON 92204A306 15 175 SH   OTR   0 175 0
VANGUARD FINANCIALS ETF COMMON 92204A405 411 8,491 SH   SOLE   8,491 0 0
VANGUARD FINANCIALS ETF COMMON 92204A405 66 1,355 SH   OTR   0 1,355 0
VANGUARD HEALTH CARE ETF COMMON 92204A504 1,133 8,525 SH   SOLE   8,525 0 0
VANGUARD HEALTH CARE ETF COMMON 92204A504 20 154 SH   OTR   0 154 0
VANGUARD INFO TECH ETF COMMON 92204A702 309 2,856 SH   SOLE   2,856 0 0
VANGUARD INFO TECH ETF COMMON 92204A702 21 195 SH   OTR   0 195 0
VERIZON COMMUNICATIONS COMMON 92343V104 3,077 66,578 SH   SOLE   66,578 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 1,151 24,908 SH   OTR   0 24,908 0
VISA INC CL A COMMON 92826C839 369 4,761 SH   SOLE   4,761 0 0
VISA INC CL A COMMON 92826C839 8 99 SH   OTR   0 99 0
WAL MART STORES INC COMMON 931142103 429 6,998 SH   SOLE   6,998 0 0
WAL MART STORES INC COMMON 931142103 811 13,235 SH   OTR   0 13,235 0
WALGREENS BOOTS ALLIANCE INC COMMON 931427108 341 4,001 SH   SOLE   4,001 0 0
WALGREENS BOOTS ALLIANCE INC COMMON 931427108 264 3,104 SH   OTR   0 3,104 0
WELLS FARGO & CO COMMON 949746101 2,970 54,635 SH   SOLE   54,635 0 0
WELLS FARGO & CO COMMON 949746101 1,050 19,307 SH   OTR   0 19,307 0
YUM! BRANDS INC COMMON 988498101 40 541 SH   SOLE   541 0 0
YUM! BRANDS INC COMMON 988498101 190 2,600 SH   OTR   0 2,600 0
ZIMMER BIOMET HOLDINGS INC COMMON 98956P102 151 1,475 SH   SOLE   1,475 0 0
ZIMMER BIOMET HOLDINGS INC COMMON 98956P102 121 1,179 SH   OTR   0 1,179 0