CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 7,874	$ 10,599
Interest bearing demand deposits with other banks	158,421	82,563
Total cash and cash equivalents	166,295	93,162
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	175,568	98,411
CRA mutual fund at fair value	907	917
Federal Home Loan Bank of Boston stock at cost	1,504	1,713
Loans held-for-sale	639	2,735
Loans receivable, net (allowance for loan losses: $13,168 and $13,754)	1,057,451	1,027,738
Bank premises and equipment, net	20,056	20,355
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,405 and $5,207)	476	674
Accrued interest receivable	5,932	6,373
Cash surrender value of life insurance policies	25,067	21,182
Deferred taxes	2,776	2,412
Other assets	5,613	3,423
Total Assets	1,476,849	1,293,660
Deposits
Demand (non-interest bearing)	392,322	310,769
Demand (interest bearing)	220,533	218,869
Money market	328,392	278,146
Savings and other	224,286	189,776
Certificates of deposit	124,095	131,514
Total deposits	1,289,628	1,129,074
Repurchase agreements	10,450	7,116
Federal Home Loan Bank of Boston advances	8,905	12,639
Subordinated debt	24,460	9,883
Note payable	180	208
Finance lease obligations	1,631	1,673
Accrued interest and other liabilities	8,062	8,315
Total Liabilities	1,343,316	1,168,908
Shareholders' Equity
Outstanding: 2,861,697 and 2,843,292	286	284
Unearned compensation - restricted stock awards	(1,075)	(774)
Paid-in capital	46,278	45,264
Retained earnings	86,740	76,974
Accumulated other comprehensive income, net	1,304	3,004
Total Shareholders' Equity	133,533	124,752
Total Liabilities and Shareholders' Equity	$ 1,476,849	$ 1,293,660