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NOTE 22 - FINANCIAL INSTRUMENTS (Details Narrative) - USD ($)
Dec. 31, 2020
Dec. 31, 2019
Investments, All Other Investments [Abstract]    
Maximum potential amount of Bank's obligation for financial, commercial and standby letters of credit $ 4,800,000 $ 4,700,000
Allowance for off-balance sheet commitments $ 118,000 $ 96,000