CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Activities
Net income	$ 2,047	$ 2,434
(Accretion), amortization and depreciation
Securities	105	12
Bank premises and equipment	355	410
Core deposit intangible	87	104
Modification fees on Federal Home Loan Bank of Boston advances	45	58
Subordinated debt issuance costs	6	6
Mortgage servicing rights	16	11
Fair value adjustment on loans		(64)
Fair value adjustment on deposits	(1)	(2)
(Gains) and losses, including write-downs
Gain on CRA mutual fund	(14)	(11)
(Gain) loss on securities available-for-sale, net		(9)
Gain on sales of loans, excluding capitalized servicing rights	(45)	(5)
Write-downs of other real estate owned		52
Provision for loan losses	1,706	294
Proceeds from loans sold	3,157	368
Loans originated for sale	(3,360)	(363)
Decrease in deferred loan origination fees and costs, net	33	88
Mortgage servicing rights originated	(33)	(4)
Increase in interest receivable	(22)	(263)
Deferred tax (benefit) expense	(205)	271
Decrease (increase) in prepaid expenses	18	(143)
Increase in cash surrender value of life insurance policies	(134)	(79)
Decrease in income tax receivable		137
(Increase) decrease in other assets	(78)	649
Decrease in accrued expenses	(2,969)	(1,628)
Increase in income tax payable	408
Increase in interest payable	219	341
(Increase) decrease in other liabilities	613	(142)
Stock based compensation - restricted stock awards	159	100
Net cash provided by operating activities	2,112	2,640
Investing Activities
Redemption of Federal Home Loan Bank of Boston stock	509	1,124
Purchases of securities available-for-sale	(2,729)	(9,391)
Proceeds from sales of securities		965
Reinvestment of CRA Mutual Fund	(4)	(5)
Proceeds from calls of securities available-for-sale	655
Proceeds from maturities/principal payments of securities available-for-sale	3,767	3,107
Loan originations and principle collections, net	(23,497)	(2,235)
Recoveries of loans previously charged off	29	7
Proceeds from sales of OREO	314	1,017
Purchase of life insurance (BOLI)		(750)
Capital expenditures	(505)	(47)
Net cash utilized by investing activities	(21,461)	(6,208)
Financing Activities
(Decrease) increase in deposit transaction accounts, net	(1,068)	4,551
Increase in time deposits, net	47,182	10,681
Decrease in securities sold under agreements to repurchase, net	(3,601)	(1,153)
Federal Home Loan Bank of Boston advances, net change in advances with maturity dates less than three months	(20,000)	(9,500)
Advances (principal payments) on Federal Home Loan Bank of Boston long term advances	10,000	(10,000)
Principal payments on note payable	(9)	(8)
Principal payments on finance lease obligations	(11)	(35)
Stock options exercised	53
Common stock dividends paid	(820)	(784)
Net cash provided by (utilized by) financing activities	31,726	(6,248)
Net increase (decrease) in cash and cash equivalents	12,377	(9,816)
Cash and cash equivalents, beginning of period	26,885	58,445
Cash and cash equivalents, end of period	39,262	48,629
Cash paid during period
Interest	1,662	2,014
Income taxes	140	81
Non-cash investing and financing activities
Adoption of new accounting principle - Other assets		1,552
Adoption of new accounting principle - Other liabilities		$ (1,552)