XML 49 R35.htm IDEA: XBRL DOCUMENT v3.19.3
LOANS - Changes in allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Residential 1-4 family        
Beginning balance $ 2,074 $ 2,007 $ 2,149 $ 1,862
Acquisition Discount Transfer     10  
Provision 175 201 90 355
Charge-offs (31) (32) (10)
Recoveries 1 2 2 3
Ending balance 2,219 2,210 2,219 2,210
Residential 5+ multifamily        
Beginning balance 495 258 413 155
Acquisition Discount Transfer      
Provision (5) 80 77 183
Charge-offs
Recoveries
Ending balance 490 338 490 338
Construction of residential 1-4 family        
Beginning balance 79 82 83 75
Acquisition Discount Transfer      
Provision 4 8 15
Charge-offs
Recoveries
Ending balance 83 90 83 90
Home equity lines of credit        
Beginning balance 224 234 219 236
Acquisition Discount Transfer     1  
Provision (11) 21 (7) 18
Charge-offs
Recoveries 1
Ending balance 213 255 213 255
Residential real estate        
Beginning balance 2,872 2,581 2,864 2,328
Acquisition Discount Transfer     11  
Provision 163 310 160 571
Charge-offs (31) (32) (10)
Recoveries 1 2 2 4
Ending balance 3,005 2,893 3,005 2,893
Commercial        
Beginning balance 3,777 2,776 3,048 2,547
Acquisition Discount Transfer     488  
Provision (149) 211 114 589
Charge-offs (20) (26) (44) (175)
Recoveries 1 2 1
Ending balance 3,608 2,962 3,608 2,962
Construction of commercial        
Beginning balance 127 102 122 80
Acquisition Discount Transfer      
Provision 23 12 28 34
Charge-offs
Recoveries
Ending balance 150 114 150 114
Commercial real estate        
Beginning balance 3,904 2,878 3,170 2,627
Acquisition Discount Transfer     488  
Provision (126) 223 142 623
Charge-offs (20) (26) (44) (175)
Recoveries 1 2 1
Ending balance 3,758 3,076 3,758 3,076
Farm land        
Beginning balance 47 37 33 32
Acquisition Discount Transfer      
Provision (12) 14 (7)
Charge-offs
Recoveries 7 7
Ending balance 47 32 47 32
Vacant land        
Beginning balance 89 134 100 131
Acquisition Discount Transfer      
Provision (14) (27) (25) (24)
Charge-offs
Recoveries
Ending balance 75 107 75 107
Real estate secured        
Beginning balance 6,912 5,630 6,167 5,118
Acquisition Discount Transfer     499  
Provision 23 494 291 1,163
Charge-offs (51) (26) (76) (185)
Recoveries 1 10 4 12
Ending balance 6,885 6,108 6,885 6,108
Commercial and industrial        
Beginning balance 1,176 1,144 1,158 984
Acquisition Discount Transfer     164  
Provision 74 (173) (54) (14)
Charge-offs (97) (2) (146) (12)
Recoveries 14 7 45 18
Ending balance 1,167 976 1,167 976
Municipal        
Beginning balance 30 29 12 30
Acquisition Discount Transfer      
Provision 17 (11) 35 (12)
Charge-offs
Recoveries
Ending balance 47 18 47 18
Consumer        
Beginning balance 81 63 56 81
Acquisition Discount Transfer      
Provision (26) (9) 11 5
Charge-offs (5) (10) (29) (55)
Recoveries 3 7 15 20
Ending balance 53 51 53 51
Unallocated        
Beginning balance 688 515 438 563
Acquisition Discount Transfer      
Provision 6 77 256 29
Charge-offs
Recoveries
Ending balance 694 592 694 592
Totals        
Beginning balance 8,887 7,381 7,831 6,776
Acquisition Discount Transfer     663  
Provision 94 378 539 1,171
Charge-offs (153) (38) (251) (252)
Recoveries 18 24 64 50
Ending balance $ 8,846 $ 7,745 $ 8,846 $ 7,745