CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 7,670	$ 7,238
Interest bearing demand deposits with other banks	45,878	51,207
Total cash and cash equivalents	53,548	58,445
Interest bearing time deposits with financial institutions	786
Securities
Available-for-sale at fair value	94,814	91,818
CRA mutual fund	881	836
Federal Home Loan Bank of Boston stock at cost	2,575	4,496
Loans held-for-sale	506
Loans receivable, net (allowance for loan losses: $8,846 and $7,831)	915,083	909,279
Other real estate owned	317	1,810
Bank premises and equipment, net	17,567	18,175
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $4,795 and $4,498)	1,086	1,383
Accrued interest receivable	3,425	3,148
Cash surrender value of life insurance policies	20,441	14,438
Deferred taxes	941	1,276
Other assets	18,455	2,635
Total Assets	1,144,240	1,121,554
Deposits
Demand (non-interest bearing)	247,771	228,448
Demand (interest bearing)	160,139	153,586
Money market	238,494	204,219
Savings and other	166,298	178,807
Certificates of deposit	153,476	161,679
Total deposits	966,178	926,739
Repurchase agreements	8,588	4,104
Federal Home Loan Bank of Boston advances	37,828	67,154
Subordinated debt	9,853	9,835
Note payable	255	280
Financial lease obligations	1,729	3,081
Accrued interest and other liabilities	8,229	6,902
Total Liabilities	1,032,660	1,018,095
Shareholders' Equity
Common stock - $.10 per share par value; Authorized: 5,000,000; Issued: 2,899,408 and 2,884,988; Outstanding: 2,823,212 and 2,806,781	282	281
Unearned compensation - restricted stock awards	(887)	(711)
Paid-in capital	44,372	43,770
Retained earnings	66,104	60,339
Accumulated other comprehensive income (loss), net	1,709	(220)
Total Shareholders' Equity	111,580	103,459
Total Liabilities and Shareholders' Equity	$ 1,144,240	$ 1,121,554